Current Euribor rates
Latest fixing:
| All maturities | Rate | Change | Month average so far | One year ago | 12-month trend |
|---|---|---|---|---|---|
| 1-week Euribor | 2.154 % | -0.028 pp | 2.154 % | 2.307 % | |
| 1-month Euribor | 2.364 % | +0.043 pp | 2.302 % | 2.134 % | |
| 3-month Euribor | 2.679 % | +0.024 pp | 2.647 % | 2.183 % | |
| 6-month Euribor | 2.794 % | +0.005 pp | 2.783 % | 2.154 % | |
| 12-month Euribor | 3.108 % | -0.001 pp | 3.079 % | 2.104 % |
Source: Bank of Finland. Published with a 24-hour delay.
Fixings of 4 September 2026. The change column compares with 3 September 2026; the month-to-date column is the arithmetic mean of the fixings so far in September, which is the number most mortgage revisions use once the month is complete.
Euribor (Euro Interbank Offered Rate) is the reference rate behind most variable-rate mortgages in Spain, Italy, Portugal, Finland, the Netherlands and Austria. The five maturities below are the fixings of 4 September 2026: the 12-month rate is the one most household loans follow, the 3-month rate is common in Italy and Austria, and the 1-week and 1-month rates track ECB policy most closely.
All values are published one business day after the fixing, sourced from the Bank of Finland, and cross-checked monthly against the ECB Data Portal. Use the maturity pages for history, the monthly pages for revision averages, and the calculator to translate a change into euros per month.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.