12-month Euribor – June 2026
The average 12-month Euribor for June 2026 is 2.798 %, computed from 22 daily fixings (complete). The month opened at 2.761 %, closed at 2.728 %, with a low of 2.728 % and a high of 2.874 %. Versus May 2026 the average is down -0.006 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 12-month Euribor plus 1 pp would pay 3.80 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2026
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.728 % | -0.004 pp | |
| 2.732 % | -0.032 pp | |
| 2.764 % | -0.021 pp | |
| 2.785 % | +0.004 pp | |
| 2.781 % | -0.036 pp | |
| 2.817 % | +0.008 pp | |
| 2.809 % | +0.020 pp | |
| 2.789 % | +0.041 pp | |
| 2.748 % | -0.011 pp | |
| 2.759 % | +0.004 pp | |
| 2.755 % | -0.041 pp | |
| 2.796 % | -0.078 pp | |
| 2.874 % | +0.028 pp | |
| 2.846 % | +0.005 pp | |
| 2.841 % | -0.025 pp | |
| 2.866 % | +0.050 pp | |
| 2.816 % | -0.026 pp | |
| 2.842 % | -0.009 pp | |
| 2.851 % | +0.050 pp | |
| 2.801 % | +0.015 pp | |
| 2.786 % | +0.025 pp | |
| 2.761 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 12-month Euribor average for June 2026?
2.798 %, computed from 22 daily fixings. The ECB's official monthly average is 2.798 %.
My mortgage revises with the June average – what rate applies?
Reference 2.798 % plus your contractual spread; with a 1 pp spread the new rate is 3.80 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026