Euribor Rates
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12-month Euribor in 2026

Average
2.842 %
Low
2.640 %
High
3.109 %
First → Last
2.845 % → 3.108 %

In 2026 the 12-month Euribor averaged 2.842 %. It started the year at 2.845 %, ended at 3.108 %, and moved between a low of 2.640 % (22 April 2026) and a high of 3.109 % (3 September 2026). Compared with 2025, the yearly average was up +0.441 pp.

The table lists every monthly average of 2026, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.

In 2026 the monthly averages of the 12-month Euribor were: April 2.747 %, May 2.803 %, June 2.798 %, July 2.855 %, August 2.954 %, September 3.079 %.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

2026

12-month Euribor 20262.803.00AprMayJunJulAugSept

Source: Bank of Finland. Published with a 24-hour delay.

Months

MonthAverageLowHighFirstLastDaysECB avg
April 2.747 % 2.640 % 2.872 % 2.845 % 2.848 % 20 2.747 %
May 2.803 % 2.708 % 2.883 % 2.883 % 2.804 % 19 2.804 %
June 2.798 % 2.728 % 2.874 % 2.761 % 2.728 % 22 2.798 %
July 2.855 % 2.693 % 2.993 % 2.727 % 2.964 % 23 2.855 %
August 2.954 % 2.884 % 3.007 % 2.939 % 3.003 % 21 2.954 %
September * 3.079 % 3.029 % 3.109 % 3.029 % 3.108 % 4 –

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. (*: n of about N business days so far)

Date

DateRateChange
3.108 %-0.001 pp
3.109 %+0.041 pp
3.068 %+0.039 pp
3.029 %+0.026 pp
3.003 %+0.022 pp
2.981 %+0.025 pp
2.956 %-0.051 pp
3.007 %+0.018 pp
2.989 %-0.004 pp
2.993 %-0.010 pp
3.003 %+0.013 pp
2.990 %+0.013 pp
2.977 %+0.021 pp
2.956 %+0.019 pp
2.937 %-0.002 pp
2.939 %-0.004 pp
2.943 %-0.014 pp
2.957 %+0.044 pp
2.913 %+0.008 pp
2.905 %+0.007 pp
2.898 %+0.014 pp
2.884 %-0.046 pp
2.930 %+0.003 pp
2.927 %-0.012 pp
2.939 %-0.025 pp
2.964 %+0.006 pp
2.958 %+0.017 pp
2.941 %-0.002 pp
2.943 %-0.039 pp
2.982 %-0.011 pp
2.993 %+0.046 pp
2.947 %+0.035 pp
2.912 %-0.006 pp
2.918 %+0.037 pp
2.881 %+0.008 pp
2.873 %-0.003 pp
2.876 %-0.040 pp
2.916 %+0.091 pp
2.825 %+0.025 pp
2.800 %-0.031 pp
2.831 %+0.018 pp
2.813 %+0.076 pp
2.737 %+0.042 pp
2.695 %+0.002 pp
2.693 %-0.016 pp
2.709 %-0.024 pp
2.733 %+0.006 pp
2.727 %-0.001 pp
2.728 %-0.004 pp
2.732 %-0.032 pp
2.764 %-0.021 pp
2.785 %+0.004 pp
2.781 %-0.036 pp
2.817 %+0.008 pp
2.809 %+0.020 pp
2.789 %+0.041 pp
2.748 %-0.011 pp
2.759 %+0.004 pp
2.755 %-0.041 pp
2.796 %-0.078 pp
2.874 %+0.028 pp
2.846 %+0.005 pp
2.841 %-0.025 pp
2.866 %+0.050 pp
2.816 %-0.026 pp
2.842 %-0.009 pp
2.851 %+0.050 pp
2.801 %+0.015 pp
2.786 %+0.025 pp
2.761 %-0.043 pp
2.804 %+0.043 pp
2.761 %+0.019 pp
2.742 %+0.020 pp
2.722 %-0.060 pp
2.782 %+0.002 pp
2.780 %-0.048 pp
2.828 %+0.003 pp
2.825 %-0.023 pp
2.848 %+0.018 pp
2.830 %+0.015 pp
2.815 %-0.045 pp
2.860 %+0.062 pp
2.798 %+0.020 pp
2.778 %+0.070 pp
2.708 %-0.087 pp
2.795 %-0.072 pp
2.867 %+0.030 pp
2.837 %-0.046 pp
2.883 %+0.035 pp
2.848 %+0.083 pp
2.765 %+0.034 pp
2.731 %-0.032 pp
2.763 %+0.028 pp
2.735 %+0.048 pp
2.687 %+0.047 pp
2.640 %-0.015 pp
2.655 %-0.047 pp
2.702 %+0.017 pp
2.685 %-0.038 pp
2.723 %-0.033 pp
2.756 %-0.011 pp
2.767 %+0.059 pp
2.708 %-0.007 pp
2.715 %+0.035 pp
2.680 %-0.180 pp
2.860 %-0.012 pp
2.872 %+0.073 pp
2.799 %-0.046 pp
2.845 %–

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What was the average 12-month Euribor in 2026?

2.842 %. The low was 2.640 % on 22 April 2026 and the high 3.109 % on 3 September 2026.