12-month Euribor – June 2022
The average 12-month Euribor for June 2022 is 0.852 %, computed from 22 daily fixings (complete). The month opened at 0.417 %, closed at 1.037 %, with a low of 0.417 % and a high of 1.124 %. Versus May 2022 the average is up +0.566 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 12-month Euribor plus 1 pp would pay 1.85 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2022
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.037 % | -0.031 pp | |
| 1.068 % | +0.046 pp | |
| 1.022 % | +0.074 pp | |
| 0.948 % | -0.027 pp | |
| 0.975 % | -0.114 pp | |
| 1.089 % | -0.019 pp | |
| 1.108 % | -0.007 pp | |
| 1.115 % | +0.024 pp | |
| 1.091 % | -0.033 pp | |
| 1.124 % | +0.066 pp | |
| 1.058 % | -0.009 pp | |
| 1.067 % | +0.110 pp | |
| 0.957 % | +0.165 pp | |
| 0.792 % | +0.112 pp | |
| 0.680 % | +0.066 pp | |
| 0.614 % | +0.045 pp | |
| 0.569 % | +0.008 pp | |
| 0.561 % | +0.040 pp | |
| 0.521 % | +0.035 pp | |
| 0.486 % | +0.036 pp | |
| 0.450 % | +0.033 pp | |
| 0.417 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 12-month Euribor average for June 2022?
0.852 %, computed from 22 daily fixings. The ECB's official monthly average is 0.852 %.
My mortgage revises with the June average – what rate applies?
Reference 0.852 % plus your contractual spread; with a 1 pp spread the new rate is 1.85 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026