3-month Euribor – June 2022
The average 3-month Euribor for June 2022 is -0.239 %, computed from 22 daily fixings (complete). The month opened at -0.335 %, closed at -0.195 %, with a low of -0.335 % and a high of -0.163 %. Versus May 2022 the average is up +0.147 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 3-month Euribor plus 1 pp would pay 0.76 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2022
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| -0.195 % | -0.004 pp | |
| -0.191 % | +0.020 pp | |
| -0.211 % | +0.007 pp | |
| -0.218 % | 0.000 pp | |
| -0.218 % | -0.032 pp | |
| -0.186 % | -0.014 pp | |
| -0.172 % | -0.009 pp | |
| -0.163 % | +0.015 pp | |
| -0.178 % | -0.009 pp | |
| -0.169 % | +0.003 pp | |
| -0.172 % | +0.010 pp | |
| -0.182 % | +0.061 pp | |
| -0.243 % | +0.038 pp | |
| -0.281 % | +0.017 pp | |
| -0.298 % | -0.016 pp | |
| -0.282 % | +0.020 pp | |
| -0.302 % | -0.004 pp | |
| -0.298 % | +0.016 pp | |
| -0.314 % | +0.014 pp | |
| -0.328 % | -0.001 pp | |
| -0.327 % | +0.008 pp | |
| -0.335 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for June 2022?
-0.239 %, computed from 22 daily fixings. The ECB's official monthly average is -0.239 %.
My mortgage revises with the June average – what rate applies?
Reference -0.239 % plus your contractual spread; with a 1 pp spread the new rate is 0.76 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026