3-month Euribor – March 2025
The average 3-month Euribor for March 2025 is 2.442 %, computed from 21 daily fixings (complete). The month opened at 2.464 %, closed at 2.336 %, with a low of 2.328 % and a high of 2.553 %. Versus February 2025 the average is down -0.083 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 3-month Euribor plus 1 pp would pay 3.44 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
March 2025
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.336 % | +0.008 pp | |
| 2.328 % | -0.027 pp | |
| 2.355 % | -0.014 pp | |
| 2.369 % | +0.004 pp | |
| 2.365 % | -0.002 pp | |
| 2.367 % | -0.019 pp | |
| 2.386 % | -0.001 pp | |
| 2.387 % | -0.024 pp | |
| 2.411 % | -0.015 pp | |
| 2.426 % | -0.030 pp | |
| 2.456 % | -0.022 pp | |
| 2.478 % | -0.023 pp | |
| 2.501 % | -0.026 pp | |
| 2.527 % | -0.026 pp | |
| 2.553 % | +0.006 pp | |
| 2.547 % | +0.018 pp | |
| 2.529 % | +0.018 pp | |
| 2.511 % | +0.007 pp | |
| 2.504 % | +0.013 pp | |
| 2.491 % | +0.027 pp | |
| 2.464 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for March 2025?
2.442 %, computed from 21 daily fixings. The ECB's official monthly average is 2.442 %.
My mortgage revises with the March average – what rate applies?
Reference 2.442 % plus your contractual spread; with a 1 pp spread the new rate is 3.44 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026