6-month Euribor – March 2025

Average · complete
2.385 %
vs previous month
down -0.074 pp
Low / High
2.331 % / 2.422 %
First → Last
2.331 % → 2.336 %
ECB avg
2.385 %

The average 6-month Euribor for March 2025 is 2.385 %, computed from 21 daily fixings (complete). The month opened at 2.331 %, closed at 2.336 %, with a low of 2.331 % and a high of 2.422 %. Versus February 2025 the average is down -0.074 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 6-month Euribor plus 1 pp would pay 3.39 % for the coming period.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

2.385 % + 1.00 pp = 3.39 %
Monthly payment
€861
At the previous revision (2.460 %)
€867
-€6 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

March 2025

6-month Euribor March 2025: average 2.385 %2.352.400310172431

Source: Bank of Finland. Published with a 24-hour delay.

Date

DateRateChange
2.336 %-0.018 pp
2.354 %-0.025 pp
2.379 %+0.004 pp
2.375 %-0.011 pp
2.386 %-0.013 pp
2.399 %-0.005 pp
2.404 %-0.007 pp
2.411 %-0.010 pp
2.421 %-0.001 pp
2.422 %0.000 pp
2.422 %+0.007 pp
2.415 %+0.029 pp
2.386 %+0.014 pp
2.372 %-0.021 pp
2.393 %+0.003 pp
2.390 %-0.018 pp
2.408 %+0.014 pp
2.394 %+0.041 pp
2.353 %+0.011 pp
2.342 %+0.011 pp
2.331 %

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What is the 6-month Euribor average for March 2025?

2.385 %, computed from 21 daily fixings. The ECB's official monthly average is 2.385 %.

My mortgage revises with the March average – what rate applies?

Reference 2.385 % plus your contractual spread; with a 1 pp spread the new rate is 3.39 %. Check whether your contract uses the previous month or the month before that.

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026