3-month Euribor – August 2026
The average 3-month Euribor for August 2026 is 2.513 %, computed from 21 daily fixings (complete). The month opened at 2.461 %, closed at 2.593 %, with a low of 2.461 % and a high of 2.593 %. Versus July 2026 the average is up +0.088 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in August on the 3-month Euribor plus 1 pp would pay 3.51 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
August 2026
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.593 % | +0.020 pp | |
| 2.573 % | +0.016 pp | |
| 2.557 % | +0.003 pp | |
| 2.554 % | +0.009 pp | |
| 2.545 % | +0.008 pp | |
| 2.537 % | +0.013 pp | |
| 2.524 % | +0.017 pp | |
| 2.507 % | +0.015 pp | |
| 2.492 % | -0.008 pp | |
| 2.500 % | -0.001 pp | |
| 2.501 % | -0.007 pp | |
| 2.508 % | -0.003 pp | |
| 2.511 % | +0.006 pp | |
| 2.505 % | +0.015 pp | |
| 2.490 % | +0.015 pp | |
| 2.475 % | +0.001 pp | |
| 2.474 % | -0.003 pp | |
| 2.477 % | -0.017 pp | |
| 2.494 % | -0.004 pp | |
| 2.498 % | +0.037 pp | |
| 2.461 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for August 2026?
2.513 %, computed from 21 daily fixings. The ECB's official monthly average is 2.513 %.
My mortgage revises with the August average – what rate applies?
Reference 2.513 % plus your contractual spread; with a 1 pp spread the new rate is 3.51 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026