3-month Euribor – March 2026
The average 3-month Euribor for March 2026 is 2.109 %, computed from 22 daily fixings (complete). The month opened at 2.026 %, closed at 2.079 %, with a low of 2.026 % and a high of 2.178 %. Versus February 2026 the average is up +0.098 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 3-month Euribor plus 1 pp would pay 3.11 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
March 2026
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.079 % | -0.043 pp | |
| 2.122 % | -0.005 pp | |
| 2.127 % | -0.008 pp | |
| 2.135 % | 0.000 pp | |
| 2.135 % | -0.043 pp | |
| 2.178 % | +0.049 pp | |
| 2.129 % | +0.018 pp | |
| 2.111 % | +0.003 pp | |
| 2.108 % | -0.013 pp | |
| 2.121 % | -0.027 pp | |
| 2.148 % | -0.009 pp | |
| 2.157 % | 0.000 pp | |
| 2.157 % | +0.007 pp | |
| 2.150 % | +0.028 pp | |
| 2.122 % | -0.016 pp | |
| 2.138 % | +0.060 pp | |
| 2.078 % | +0.029 pp | |
| 2.049 % | +0.003 pp | |
| 2.046 % | -0.010 pp | |
| 2.056 % | +0.021 pp | |
| 2.035 % | +0.009 pp | |
| 2.026 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for March 2026?
2.109 %, computed from 22 daily fixings. The ECB's official monthly average is 2.109 %.
My mortgage revises with the March average – what rate applies?
Reference 2.109 % plus your contractual spread; with a 1 pp spread the new rate is 3.11 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026