Euribor Rates
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3-month Euribor in 2026

Average
2.352 %
Low
2.075 %
High
2.679 %
First → Last
2.075 % → 2.679 %

In 2026 the 3-month Euribor averaged 2.352 %. It started the year at 2.075 %, ended at 2.679 %, and moved between a low of 2.075 % (1 April 2026) and a high of 2.679 % (4 September 2026). Compared with 2025, the yearly average was down -0.162 pp.

The table lists every monthly average of 2026, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.

In 2026 the monthly averages of the 3-month Euribor were: April 2.175 %, May 2.225 %, June 2.339 %, July 2.425 %, August 2.513 %, September 2.647 %.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

2026

3-month Euribor 20262.202.402.60AprMayJunJulAugSept

Source: Bank of Finland. Published with a 24-hour delay.

Months

MonthAverageLowHighFirstLastDaysECB avg
April 2.175 % 2.075 % 2.243 % 2.075 % 2.199 % 20 2.175 %
May 2.225 % 2.181 % 2.283 % 2.200 % 2.268 % 19 2.226 %
June 2.339 % 2.245 % 2.417 % 2.245 % 2.324 % 22 2.339 %
July 2.425 % 2.312 % 2.493 % 2.312 % 2.484 % 23 2.425 %
August 2.513 % 2.461 % 2.593 % 2.461 % 2.593 % 21 2.513 %
September * 2.647 % 2.608 % 2.679 % 2.608 % 2.679 % 4 –

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. (*: n of about N business days so far)

Date

DateRateChange
2.679 %+0.024 pp
2.655 %+0.009 pp
2.646 %+0.038 pp
2.608 %+0.015 pp
2.593 %+0.020 pp
2.573 %+0.016 pp
2.557 %+0.003 pp
2.554 %+0.009 pp
2.545 %+0.008 pp
2.537 %+0.013 pp
2.524 %+0.017 pp
2.507 %+0.015 pp
2.492 %-0.008 pp
2.500 %-0.001 pp
2.501 %-0.007 pp
2.508 %-0.003 pp
2.511 %+0.006 pp
2.505 %+0.015 pp
2.490 %+0.015 pp
2.475 %+0.001 pp
2.474 %-0.003 pp
2.477 %-0.017 pp
2.494 %-0.004 pp
2.498 %+0.037 pp
2.461 %-0.023 pp
2.484 %+0.012 pp
2.472 %+0.013 pp
2.459 %+0.014 pp
2.445 %-0.009 pp
2.454 %-0.034 pp
2.488 %+0.016 pp
2.472 %+0.016 pp
2.456 %-0.019 pp
2.475 %-0.018 pp
2.493 %+0.010 pp
2.483 %-0.002 pp
2.485 %-0.005 pp
2.490 %+0.038 pp
2.452 %+0.021 pp
2.431 %+0.019 pp
2.412 %+0.034 pp
2.378 %+0.025 pp
2.353 %+0.040 pp
2.313 %-0.008 pp
2.321 %0.000 pp
2.321 %-0.014 pp
2.335 %+0.023 pp
2.312 %-0.012 pp
2.324 %+0.007 pp
2.317 %+0.026 pp
2.291 %-0.002 pp
2.293 %-0.010 pp
2.303 %-0.021 pp
2.324 %+0.011 pp
2.313 %-0.017 pp
2.330 %-0.056 pp
2.386 %-0.031 pp
2.417 %+0.009 pp
2.408 %+0.001 pp
2.407 %+0.027 pp
2.380 %-0.021 pp
2.401 %+0.004 pp
2.397 %+0.024 pp
2.373 %+0.022 pp
2.351 %+0.039 pp
2.312 %+0.001 pp
2.311 %+0.012 pp
2.299 %+0.023 pp
2.276 %+0.031 pp
2.245 %-0.023 pp
2.268 %+0.037 pp
2.231 %+0.002 pp
2.229 %+0.039 pp
2.190 %-0.014 pp
2.204 %0.000 pp
2.204 %+0.009 pp
2.195 %+0.014 pp
2.181 %-0.020 pp
2.201 %-0.018 pp
2.219 %-0.013 pp
2.232 %-0.051 pp
2.283 %+0.031 pp
2.252 %-0.002 pp
2.254 %+0.020 pp
2.234 %-0.014 pp
2.248 %+0.008 pp
2.240 %+0.022 pp
2.218 %+0.018 pp
2.200 %+0.001 pp
2.199 %+0.050 pp
2.149 %-0.001 pp
2.150 %-0.020 pp
2.170 %+0.007 pp
2.163 %-0.002 pp
2.165 %+0.004 pp
2.161 %-0.007 pp
2.168 %-0.026 pp
2.194 %-0.010 pp
2.204 %-0.034 pp
2.238 %-0.002 pp
2.240 %-0.003 pp
2.243 %+0.039 pp
2.204 %+0.006 pp
2.198 %+0.048 pp
2.150 %-0.012 pp
2.162 %-0.008 pp
2.170 %+0.067 pp
2.103 %+0.028 pp
2.075 %–

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What was the average 3-month Euribor in 2026?

2.352 %. The low was 2.075 % on 1 April 2026 and the high 2.679 % on 4 September 2026.