1-month Euribor in 2023
In 2023 the 1-month Euribor averaged 3.245 %. It started the year at 1.883 %, ended at 3.845 %, and moved between a low of 1.854 % (3 January 2023) and a high of 3.893 % (30 October 2023). Compared with 2022, the yearly average was up +3.140 pp.
The table lists every monthly average of 2023, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2023 the monthly averages of the 1-month Euribor were: January 1.981 %, February 2.369 %, March 2.710 %, April 2.961 %, May 3.152 %, June 3.343 %, July 3.469 %, August 3.627 %, September 3.758 %, October 3.861 %, November 3.841 %, December 3.858 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2023
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | 1.981 % | 1.854 % | 2.177 % | 1.883 % | 2.177 % | 22 | 1.981 % |
| February | 2.369 % | 2.190 % | 2.478 % | 2.190 % | 2.478 % | 20 | 2.369 % |
| March | 2.710 % | 2.487 % | 2.928 % | 2.487 % | 2.915 % | 23 | 2.710 % |
| April | 2.961 % | 2.887 % | 3.052 % | 2.928 % | 3.052 % | 18 | 2.961 % |
| May | 3.152 % | 3.088 % | 3.214 % | 3.093 % | 3.211 % | 22 | 3.152 % |
| June | 3.343 % | 3.210 % | 3.448 % | 3.210 % | 3.399 % | 22 | 3.343 % |
| July | 3.469 % | 3.377 % | 3.585 % | 3.385 % | 3.578 % | 21 | 3.469 % |
| August | 3.627 % | 3.580 % | 3.664 % | 3.580 % | 3.637 % | 23 | 3.627 % |
| September | 3.758 % | 3.625 % | 3.891 % | 3.639 % | 3.847 % | 21 | 3.758 % |
| October | 3.861 % | 3.825 % | 3.893 % | 3.858 % | 3.876 % | 22 | 3.861 % |
| November | 3.841 % | 3.791 % | 3.893 % | 3.893 % | 3.868 % | 22 | 3.841 % |
| December | 3.858 % | 3.833 % | 3.876 % | 3.869 % | 3.845 % | 19 | 3.858 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.845 % | -0.027 pp | |
| 3.872 % | +0.029 pp | |
| 3.843 % | -0.022 pp | |
| 3.865 % | -0.011 pp | |
| 3.876 % | +0.017 pp | |
| 3.859 % | +0.006 pp | |
| 3.853 % | -0.006 pp | |
| 3.859 % | +0.006 pp | |
| 3.853 % | +0.009 pp | |
| 3.844 % | +0.011 pp | |
| 3.833 % | -0.029 pp | |
| 3.862 % | +0.004 pp | |
| 3.858 % | +0.005 pp | |
| 3.853 % | -0.019 pp | |
| 3.872 % | +0.013 pp | |
| 3.859 % | -0.006 pp | |
| 3.865 % | +0.010 pp | |
| 3.855 % | -0.014 pp | |
| 3.869 % | +0.001 pp | |
| 3.868 % | +0.014 pp | |
| 3.854 % | +0.007 pp | |
| 3.847 % | -0.001 pp | |
| 3.848 % | +0.043 pp | |
| 3.805 % | -0.030 pp | |
| 3.835 % | +0.017 pp | |
| 3.818 % | +0.003 pp | |
| 3.815 % | -0.007 pp | |
| 3.822 % | +0.003 pp | |
| 3.819 % | -0.020 pp | |
| 3.839 % | +0.048 pp | |
| 3.791 % | -0.031 pp | |
| 3.822 % | +0.003 pp | |
| 3.819 % | -0.015 pp | |
| 3.834 % | -0.004 pp | |
| 3.838 % | -0.020 pp | |
| 3.858 % | +0.008 pp | |
| 3.850 % | -0.010 pp | |
| 3.860 % | -0.017 pp | |
| 3.877 % | -0.006 pp | |
| 3.883 % | -0.010 pp | |
| 3.893 % | +0.017 pp | |
| 3.876 % | -0.017 pp | |
| 3.893 % | +0.025 pp | |
| 3.868 % | -0.015 pp | |
| 3.883 % | +0.038 pp | |
| 3.845 % | +0.003 pp | |
| 3.842 % | -0.019 pp | |
| 3.861 % | -0.002 pp | |
| 3.863 % | +0.008 pp | |
| 3.855 % | -0.009 pp | |
| 3.864 % | +0.019 pp | |
| 3.845 % | -0.017 pp | |
| 3.862 % | +0.002 pp | |
| 3.860 % | -0.012 pp | |
| 3.872 % | +0.007 pp | |
| 3.865 % | +0.001 pp | |
| 3.864 % | -0.007 pp | |
| 3.871 % | +0.008 pp | |
| 3.863 % | +0.038 pp | |
| 3.825 % | -0.009 pp | |
| 3.834 % | -0.038 pp | |
| 3.872 % | +0.014 pp | |
| 3.858 % | +0.011 pp | |
| 3.847 % | +0.002 pp | |
| 3.845 % | -0.013 pp | |
| 3.858 % | +0.015 pp | |
| 3.843 % | -0.022 pp | |
| 3.865 % | -0.007 pp | |
| 3.872 % | +0.003 pp | |
| 3.869 % | +0.035 pp | |
| 3.834 % | -0.057 pp | |
| 3.891 % | +0.129 pp | |
| 3.762 % | 0.000 pp | |
| 3.762 % | +0.037 pp | |
| 3.725 % | +0.050 pp | |
| 3.675 % | -0.024 pp | |
| 3.699 % | +0.037 pp | |
| 3.662 % | -0.020 pp | |
| 3.682 % | +0.012 pp | |
| 3.670 % | +0.019 pp | |
| 3.651 % | +0.026 pp | |
| 3.625 % | -0.011 pp | |
| 3.636 % | -0.003 pp | |
| 3.639 % | +0.002 pp | |
| 3.637 % | -0.017 pp | |
| 3.654 % | +0.023 pp | |
| 3.631 % | -0.014 pp | |
| 3.645 % | +0.025 pp | |
| 3.620 % | -0.012 pp | |
| 3.632 % | -0.010 pp | |
| 3.642 % | +0.005 pp | |
| 3.637 % | +0.025 pp | |
| 3.612 % | -0.003 pp | |
| 3.615 % | -0.017 pp | |
| 3.632 % | +0.009 pp | |
| 3.623 % | -0.004 pp | |
| 3.627 % | -0.037 pp | |
| 3.664 % | +0.026 pp | |
| 3.638 % | +0.017 pp | |
| 3.621 % | -0.004 pp | |
| 3.625 % | +0.010 pp | |
| 3.615 % | -0.023 pp | |
| 3.638 % | +0.023 pp | |
| 3.615 % | +0.006 pp | |
| 3.609 % | -0.001 pp | |
| 3.610 % | +0.030 pp | |
| 3.580 % | +0.002 pp | |
| 3.578 % | -0.007 pp | |
| 3.585 % | +0.020 pp | |
| 3.565 % | +0.020 pp | |
| 3.545 % | +0.024 pp | |
| 3.521 % | +0.046 pp | |
| 3.475 % | -0.027 pp | |
| 3.502 % | +0.030 pp | |
| 3.472 % | +0.017 pp | |
| 3.455 % | -0.010 pp | |
| 3.465 % | +0.008 pp | |
| 3.457 % | -0.007 pp | |
| 3.464 % | +0.018 pp | |
| 3.446 % | -0.011 pp | |
| 3.457 % | +0.001 pp | |
| 3.456 % | +0.018 pp | |
| 3.438 % | +0.013 pp | |
| 3.425 % | +0.048 pp | |
| 3.377 % | -0.016 pp | |
| 3.393 % | +0.005 pp | |
| 3.388 % | +0.003 pp | |
| 3.385 % | -0.014 pp | |
| 3.399 % | -0.016 pp | |
| 3.415 % | -0.003 pp | |
| 3.418 % | +0.007 pp | |
| 3.411 % | -0.018 pp | |
| 3.429 % | -0.019 pp | |
| 3.448 % | +0.035 pp | |
| 3.413 % | -0.026 pp | |
| 3.439 % | +0.056 pp | |
| 3.383 % | +0.011 pp | |
| 3.372 % | +0.017 pp | |
| 3.355 % | +0.005 pp | |
| 3.350 % | +0.012 pp | |
| 3.338 % | +0.010 pp | |
| 3.328 % | +0.013 pp | |
| 3.315 % | +0.025 pp | |
| 3.290 % | +0.032 pp | |
| 3.258 % | -0.013 pp | |
| 3.271 % | +0.017 pp | |
| 3.254 % | +0.032 pp | |
| 3.222 % | +0.004 pp | |
| 3.218 % | +0.008 pp | |
| 3.210 % | -0.001 pp | |
| 3.211 % | -0.003 pp | |
| 3.214 % | +0.001 pp | |
| 3.213 % | +0.014 pp | |
| 3.199 % | +0.001 pp | |
| 3.198 % | +0.060 pp | |
| 3.138 % | -0.004 pp | |
| 3.142 % | +0.007 pp | |
| 3.135 % | +0.001 pp | |
| 3.134 % | -0.017 pp | |
| 3.151 % | -0.001 pp | |
| 3.152 % | -0.006 pp | |
| 3.158 % | +0.008 pp | |
| 3.150 % | -0.012 pp | |
| 3.162 % | +0.003 pp | |
| 3.159 % | +0.013 pp | |
| 3.146 % | -0.015 pp | |
| 3.161 % | +0.023 pp | |
| 3.138 % | +0.039 pp | |
| 3.099 % | -0.013 pp | |
| 3.112 % | +0.024 pp | |
| 3.088 % | -0.005 pp | |
| 3.093 % | +0.041 pp | |
| 3.052 % | +0.015 pp | |
| 3.037 % | +0.022 pp | |
| 3.015 % | -0.009 pp | |
| 3.024 % | -0.007 pp | |
| 3.031 % | +0.075 pp | |
| 2.956 % | -0.042 pp | |
| 2.998 % | +0.011 pp | |
| 2.987 % | +0.019 pp | |
| 2.968 % | +0.002 pp | |
| 2.966 % | +0.018 pp | |
| 2.948 % | +0.014 pp | |
| 2.934 % | +0.045 pp | |
| 2.889 % | 0.000 pp | |
| 2.889 % | +0.002 pp | |
| 2.887 % | -0.001 pp | |
| 2.888 % | -0.011 pp | |
| 2.899 % | -0.029 pp | |
| 2.928 % | +0.013 pp | |
| 2.915 % | -0.006 pp | |
| 2.921 % | +0.016 pp | |
| 2.905 % | +0.001 pp | |
| 2.904 % | +0.002 pp | |
| 2.902 % | -0.026 pp | |
| 2.928 % | +0.026 pp | |
| 2.902 % | 0.000 pp | |
| 2.902 % | +0.080 pp | |
| 2.822 % | +0.044 pp | |
| 2.778 % | +0.130 pp | |
| 2.648 % | +0.090 pp | |
| 2.558 % | -0.057 pp | |
| 2.615 % | +0.014 pp | |
| 2.601 % | -0.045 pp | |
| 2.646 % | +0.016 pp | |
| 2.630 % | +0.057 pp | |
| 2.573 % | +0.008 pp | |
| 2.565 % | +0.003 pp | |
| 2.562 % | +0.051 pp | |
| 2.511 % | -0.040 pp | |
| 2.551 % | +0.049 pp | |
| 2.502 % | +0.015 pp | |
| 2.487 % | +0.009 pp | |
| 2.478 % | +0.056 pp | |
| 2.422 % | -0.007 pp | |
| 2.429 % | +0.026 pp | |
| 2.403 % | +0.007 pp | |
| 2.396 % | +0.004 pp | |
| 2.392 % | +0.009 pp | |
| 2.383 % | +0.009 pp | |
| 2.374 % | -0.032 pp | |
| 2.406 % | +0.001 pp | |
| 2.405 % | +0.031 pp | |
| 2.374 % | -0.028 pp | |
| 2.402 % | +0.027 pp | |
| 2.375 % | +0.012 pp | |
| 2.363 % | -0.018 pp | |
| 2.381 % | +0.020 pp | |
| 2.361 % | +0.036 pp | |
| 2.325 % | +0.070 pp | |
| 2.255 % | -0.007 pp | |
| 2.262 % | +0.072 pp | |
| 2.190 % | +0.013 pp | |
| 2.177 % | +0.033 pp | |
| 2.144 % | +0.014 pp | |
| 2.130 % | +0.053 pp | |
| 2.077 % | +0.013 pp | |
| 2.064 % | +0.012 pp | |
| 2.052 % | +0.038 pp | |
| 2.014 % | +0.015 pp | |
| 1.999 % | +0.009 pp | |
| 1.990 % | +0.005 pp | |
| 1.985 % | +0.005 pp | |
| 1.980 % | +0.010 pp | |
| 1.970 % | +0.062 pp | |
| 1.908 % | -0.010 pp | |
| 1.918 % | -0.004 pp | |
| 1.922 % | -0.013 pp | |
| 1.935 % | +0.037 pp | |
| 1.898 % | -0.006 pp | |
| 1.904 % | +0.010 pp | |
| 1.894 % | +0.006 pp | |
| 1.888 % | +0.034 pp | |
| 1.854 % | -0.029 pp | |
| 1.883 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 1-month Euribor in 2023?
3.245 %. The low was 1.854 % on 3 January 2023 and the high 3.893 % on 30 October 2023.