1-month Euribor in 2022
In 2022 the 1-month Euribor averaged 0.104 %. It started the year at -0.576 %, ended at 1.884 %, and moved between a low of -0.576 % (3 January 2022) and a high of 1.913 % (21 December 2022). Compared with 2021, the yearly average was up +0.665 pp.
The table lists every monthly average of 2022, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2022 the monthly averages of the 1-month Euribor were: January -0.565 %, February -0.553 %, March -0.545 %, April -0.537 %, May -0.546 %, June -0.525 %, July -0.306 %, August 0.022 %, September 0.574 %, October 0.915 %, November 1.423 %, December 1.724 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2022
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | -0.565 % | -0.576 % | -0.559 % | -0.576 % | -0.567 % | 21 | -0.565 % |
| February | -0.553 % | -0.562 % | -0.543 % | -0.560 % | -0.551 % | 19 | -0.553 % |
| March | -0.545 % | -0.562 % | -0.517 % | -0.558 % | -0.532 % | 20 | -0.544 % |
| April | -0.537 % | -0.569 % | -0.500 % | -0.541 % | -0.538 % | 19 | -0.537 % |
| May | -0.546 % | -0.566 % | -0.527 % | -0.527 % | -0.546 % | 22 | -0.546 % |
| June | -0.525 % | -0.553 % | -0.487 % | -0.541 % | -0.508 % | 22 | -0.525 % |
| July | -0.306 % | -0.506 % | -0.035 % | -0.506 % | -0.071 % | 21 | -0.306 % |
| August | 0.022 % | -0.062 % | 0.230 % | -0.062 % | 0.230 % | 23 | 0.022 % |
| September | 0.574 % | 0.228 % | 0.722 % | 0.228 % | 0.679 % | 22 | 0.574 % |
| October | 0.915 % | 0.664 % | 1.253 % | 0.674 % | 1.253 % | 21 | 0.915 % |
| November | 1.423 % | 1.362 % | 1.512 % | 1.376 % | 1.512 % | 22 | 1.423 % |
| December | 1.724 % | 1.514 % | 1.913 % | 1.526 % | 1.884 % | 21 | 1.724 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.884 % | -0.017 pp | |
| 1.901 % | +0.003 pp | |
| 1.898 % | +0.003 pp | |
| 1.895 % | -0.015 pp | |
| 1.910 % | +0.016 pp | |
| 1.894 % | -0.019 pp | |
| 1.913 % | +0.015 pp | |
| 1.898 % | +0.101 pp | |
| 1.797 % | +0.049 pp | |
| 1.748 % | +0.057 pp | |
| 1.691 % | -0.006 pp | |
| 1.697 % | +0.011 pp | |
| 1.686 % | +0.064 pp | |
| 1.622 % | +0.017 pp | |
| 1.605 % | +0.067 pp | |
| 1.538 % | -0.014 pp | |
| 1.552 % | +0.033 pp | |
| 1.519 % | -0.004 pp | |
| 1.523 % | +0.009 pp | |
| 1.514 % | -0.012 pp | |
| 1.526 % | +0.014 pp | |
| 1.512 % | +0.015 pp | |
| 1.497 % | +0.005 pp | |
| 1.492 % | +0.016 pp | |
| 1.476 % | +0.014 pp | |
| 1.462 % | +0.014 pp | |
| 1.448 % | +0.030 pp | |
| 1.418 % | +0.018 pp | |
| 1.400 % | -0.013 pp | |
| 1.413 % | -0.012 pp | |
| 1.425 % | +0.030 pp | |
| 1.395 % | -0.019 pp | |
| 1.414 % | +0.009 pp | |
| 1.405 % | +0.043 pp | |
| 1.362 % | -0.033 pp | |
| 1.395 % | -0.020 pp | |
| 1.415 % | 0.000 pp | |
| 1.415 % | +0.010 pp | |
| 1.405 % | +0.007 pp | |
| 1.398 % | -0.003 pp | |
| 1.401 % | +0.016 pp | |
| 1.385 % | +0.009 pp | |
| 1.376 % | +0.123 pp | |
| 1.253 % | +0.045 pp | |
| 1.208 % | +0.075 pp | |
| 1.133 % | +0.024 pp | |
| 1.109 % | +0.071 pp | |
| 1.038 % | +0.059 pp | |
| 0.979 % | -0.004 pp | |
| 0.983 % | +0.040 pp | |
| 0.943 % | +0.005 pp | |
| 0.938 % | +0.019 pp | |
| 0.919 % | +0.006 pp | |
| 0.913 % | +0.021 pp | |
| 0.892 % | +0.047 pp | |
| 0.845 % | -0.009 pp | |
| 0.854 % | +0.011 pp | |
| 0.843 % | +0.034 pp | |
| 0.809 % | +0.026 pp | |
| 0.783 % | +0.050 pp | |
| 0.733 % | +0.027 pp | |
| 0.706 % | +0.042 pp | |
| 0.664 % | -0.010 pp | |
| 0.674 % | -0.005 pp | |
| 0.679 % | +0.013 pp | |
| 0.666 % | -0.019 pp | |
| 0.685 % | -0.037 pp | |
| 0.722 % | +0.022 pp | |
| 0.700 % | +0.002 pp | |
| 0.698 % | +0.018 pp | |
| 0.680 % | -0.028 pp | |
| 0.708 % | +0.008 pp | |
| 0.700 % | +0.008 pp | |
| 0.692 % | +0.014 pp | |
| 0.678 % | -0.002 pp | |
| 0.680 % | +0.011 pp | |
| 0.669 % | +0.050 pp | |
| 0.619 % | +0.033 pp | |
| 0.586 % | +0.106 pp | |
| 0.480 % | +0.099 pp | |
| 0.381 % | -0.013 pp | |
| 0.394 % | +0.026 pp | |
| 0.368 % | +0.070 pp | |
| 0.298 % | -0.016 pp | |
| 0.314 % | +0.086 pp | |
| 0.228 % | -0.002 pp | |
| 0.230 % | +0.034 pp | |
| 0.196 % | +0.076 pp | |
| 0.120 % | +0.026 pp | |
| 0.094 % | +0.009 pp | |
| 0.085 % | +0.006 pp | |
| 0.079 % | +0.020 pp | |
| 0.059 % | +0.013 pp | |
| 0.046 % | +0.020 pp | |
| 0.026 % | +0.023 pp | |
| 0.003 % | +0.017 pp | |
| -0.014 % | +0.014 pp | |
| -0.028 % | -0.012 pp | |
| -0.016 % | +0.019 pp | |
| -0.035 % | -0.008 pp | |
| -0.027 % | -0.002 pp | |
| -0.025 % | -0.010 pp | |
| -0.015 % | +0.017 pp | |
| -0.032 % | +0.009 pp | |
| -0.041 % | -0.002 pp | |
| -0.039 % | +0.001 pp | |
| -0.040 % | +0.008 pp | |
| -0.048 % | +0.014 pp | |
| -0.062 % | +0.009 pp | |
| -0.071 % | -0.036 pp | |
| -0.035 % | +0.027 pp | |
| -0.062 % | +0.027 pp | |
| -0.089 % | +0.042 pp | |
| -0.131 % | +0.039 pp | |
| -0.170 % | +0.082 pp | |
| -0.252 % | +0.007 pp | |
| -0.259 % | +0.066 pp | |
| -0.325 % | -0.005 pp | |
| -0.320 % | -0.003 pp | |
| -0.317 % | +0.061 pp | |
| -0.378 % | +0.043 pp | |
| -0.421 % | -0.021 pp | |
| -0.400 % | -0.002 pp | |
| -0.398 % | +0.029 pp | |
| -0.427 % | +0.037 pp | |
| -0.464 % | +0.001 pp | |
| -0.465 % | -0.005 pp | |
| -0.460 % | +0.025 pp | |
| -0.485 % | +0.021 pp | |
| -0.506 % | +0.002 pp | |
| -0.508 % | +0.027 pp | |
| -0.535 % | +0.001 pp | |
| -0.536 % | +0.015 pp | |
| -0.551 % | +0.002 pp | |
| -0.553 % | -0.025 pp | |
| -0.528 % | -0.016 pp | |
| -0.512 % | 0.000 pp | |
| -0.512 % | -0.012 pp | |
| -0.500 % | -0.013 pp | |
| -0.487 % | +0.011 pp | |
| -0.498 % | -0.004 pp | |
| -0.494 % | +0.018 pp | |
| -0.512 % | +0.024 pp | |
| -0.536 % | +0.003 pp | |
| -0.539 % | -0.006 pp | |
| -0.533 % | +0.004 pp | |
| -0.537 % | -0.012 pp | |
| -0.525 % | +0.006 pp | |
| -0.531 % | +0.007 pp | |
| -0.538 % | 0.000 pp | |
| -0.538 % | +0.003 pp | |
| -0.541 % | +0.005 pp | |
| -0.546 % | -0.001 pp | |
| -0.545 % | 0.000 pp | |
| -0.545 % | -0.001 pp | |
| -0.544 % | +0.003 pp | |
| -0.547 % | -0.004 pp | |
| -0.543 % | 0.000 pp | |
| -0.543 % | -0.008 pp | |
| -0.535 % | +0.007 pp | |
| -0.542 % | +0.010 pp | |
| -0.552 % | -0.008 pp | |
| -0.544 % | +0.014 pp | |
| -0.558 % | -0.012 pp | |
| -0.546 % | -0.002 pp | |
| -0.544 % | +0.022 pp | |
| -0.566 % | -0.013 pp | |
| -0.553 % | -0.020 pp | |
| -0.533 % | +0.020 pp | |
| -0.553 % | 0.000 pp | |
| -0.553 % | -0.009 pp | |
| -0.544 % | -0.001 pp | |
| -0.543 % | -0.016 pp | |
| -0.527 % | +0.011 pp | |
| -0.538 % | -0.016 pp | |
| -0.522 % | -0.002 pp | |
| -0.520 % | -0.007 pp | |
| -0.513 % | -0.013 pp | |
| -0.500 % | +0.020 pp | |
| -0.520 % | +0.021 pp | |
| -0.541 % | +0.028 pp | |
| -0.569 % | -0.009 pp | |
| -0.560 % | -0.013 pp | |
| -0.547 % | -0.004 pp | |
| -0.543 % | -0.005 pp | |
| -0.538 % | -0.009 pp | |
| -0.529 % | +0.012 pp | |
| -0.541 % | +0.007 pp | |
| -0.548 % | -0.008 pp | |
| -0.540 % | +0.008 pp | |
| -0.548 % | +0.003 pp | |
| -0.551 % | -0.010 pp | |
| -0.541 % | -0.009 pp | |
| -0.532 % | -0.005 pp | |
| -0.527 % | +0.006 pp | |
| -0.533 % | +0.003 pp | |
| -0.536 % | +0.010 pp | |
| -0.546 % | -0.005 pp | |
| -0.541 % | +0.008 pp | |
| -0.549 % | +0.013 pp | |
| -0.562 % | -0.012 pp | |
| -0.550 % | +0.007 pp | |
| -0.557 % | -0.009 pp | |
| -0.548 % | +0.006 pp | |
| -0.554 % | -0.001 pp | |
| -0.553 % | +0.003 pp | |
| -0.556 % | -0.008 pp | |
| -0.548 % | -0.018 pp | |
| -0.530 % | -0.013 pp | |
| -0.517 % | +0.029 pp | |
| -0.546 % | +0.003 pp | |
| -0.549 % | +0.009 pp | |
| -0.558 % | -0.007 pp | |
| -0.551 % | -0.008 pp | |
| -0.543 % | +0.005 pp | |
| -0.548 % | -0.004 pp | |
| -0.544 % | +0.011 pp | |
| -0.555 % | +0.001 pp | |
| -0.556 % | +0.001 pp | |
| -0.557 % | +0.005 pp | |
| -0.562 % | -0.004 pp | |
| -0.558 % | -0.003 pp | |
| -0.555 % | +0.002 pp | |
| -0.557 % | -0.005 pp | |
| -0.552 % | -0.005 pp | |
| -0.547 % | -0.002 pp | |
| -0.545 % | +0.003 pp | |
| -0.548 % | +0.003 pp | |
| -0.551 % | +0.009 pp | |
| -0.560 % | +0.001 pp | |
| -0.561 % | -0.001 pp | |
| -0.560 % | +0.007 pp | |
| -0.567 % | -0.004 pp | |
| -0.563 % | +0.002 pp | |
| -0.565 % | 0.000 pp | |
| -0.565 % | -0.003 pp | |
| -0.562 % | +0.001 pp | |
| -0.563 % | -0.004 pp | |
| -0.559 % | +0.002 pp | |
| -0.561 % | +0.002 pp | |
| -0.563 % | 0.000 pp | |
| -0.563 % | -0.001 pp | |
| -0.562 % | +0.003 pp | |
| -0.565 % | +0.003 pp | |
| -0.568 % | -0.005 pp | |
| -0.563 % | +0.001 pp | |
| -0.564 % | -0.001 pp | |
| -0.563 % | +0.002 pp | |
| -0.565 % | +0.005 pp | |
| -0.570 % | -0.004 pp | |
| -0.566 % | +0.003 pp | |
| -0.569 % | +0.007 pp | |
| -0.576 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 1-month Euribor in 2022?
0.104 %. The low was -0.576 % on 3 January 2022 and the high 1.913 % on 21 December 2022.