1-month Euribor in 2024
In 2024 the 1-month Euribor averaged 3.565 %. It started the year at 3.845 %, ended at 2.845 %, and moved between a low of 2.762 % (18 December 2024) and a high of 3.895 % (20 February 2024). Compared with 2023, the yearly average was up +0.320 pp.
The table lists every monthly average of 2024, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2024 the monthly averages of the 1-month Euribor were: January 3.868 %, February 3.868 %, March 3.853 %, April 3.853 %, May 3.818 %, June 3.635 %, July 3.618 %, August 3.597 %, September 3.438 %, October 3.205 %, November 3.066 %, December 2.890 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2024
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | 3.868 % | 3.845 % | 3.894 % | 3.845 % | 3.877 % | 23 | 3.869 % |
| February | 3.868 % | 3.835 % | 3.895 % | 3.873 % | 3.865 % | 21 | 3.868 % |
| March | 3.853 % | 3.817 % | 3.878 % | 3.817 % | 3.855 % | 21 | 3.853 % |
| April | 3.853 % | 3.815 % | 3.888 % | 3.855 % | 3.873 % | 22 | 3.853 % |
| May | 3.818 % | 3.717 % | 3.877 % | 3.873 % | 3.717 % | 23 | 3.816 % |
| June | 3.635 % | 3.579 % | 3.690 % | 3.690 % | 3.632 % | 20 | 3.635 % |
| July | 3.618 % | 3.572 % | 3.655 % | 3.655 % | 3.630 % | 23 | 3.618 % |
| August | 3.597 % | 3.558 % | 3.635 % | 3.606 % | 3.589 % | 22 | 3.597 % |
| September | 3.438 % | 3.346 % | 3.588 % | 3.588 % | 3.353 % | 21 | 3.438 % |
| October | 3.205 % | 3.102 % | 3.330 % | 3.330 % | 3.135 % | 23 | 3.205 % |
| November | 3.066 % | 2.977 % | 3.128 % | 3.119 % | 3.004 % | 21 | 3.066 % |
| December | 2.890 % | 2.762 % | 3.027 % | 2.987 % | 2.845 % | 20 | 2.890 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.845 % | -0.022 pp | |
| 2.867 % | +0.004 pp | |
| 2.863 % | 0.000 pp | |
| 2.863 % | +0.017 pp | |
| 2.846 % | +0.045 pp | |
| 2.801 % | +0.006 pp | |
| 2.795 % | +0.033 pp | |
| 2.762 % | -0.013 pp | |
| 2.775 % | -0.070 pp | |
| 2.845 % | -0.026 pp | |
| 2.871 % | -0.031 pp | |
| 2.902 % | +0.013 pp | |
| 2.889 % | +0.002 pp | |
| 2.887 % | -0.057 pp | |
| 2.944 % | -0.061 pp | |
| 3.005 % | -0.022 pp | |
| 3.027 % | +0.002 pp | |
| 3.025 % | +0.023 pp | |
| 3.002 % | +0.015 pp | |
| 2.987 % | -0.017 pp | |
| 3.004 % | -0.018 pp | |
| 3.022 % | +0.045 pp | |
| 2.977 % | -0.025 pp | |
| 3.002 % | -0.076 pp | |
| 3.078 % | +0.003 pp | |
| 3.075 % | -0.004 pp | |
| 3.079 % | +0.034 pp | |
| 3.045 % | +0.010 pp | |
| 3.035 % | -0.008 pp | |
| 3.043 % | -0.019 pp | |
| 3.062 % | -0.021 pp | |
| 3.083 % | -0.016 pp | |
| 3.099 % | +0.011 pp | |
| 3.088 % | +0.008 pp | |
| 3.080 % | -0.007 pp | |
| 3.087 % | -0.008 pp | |
| 3.095 % | -0.007 pp | |
| 3.102 % | +0.010 pp | |
| 3.092 % | -0.036 pp | |
| 3.128 % | +0.009 pp | |
| 3.119 % | -0.016 pp | |
| 3.135 % | +0.005 pp | |
| 3.130 % | -0.016 pp | |
| 3.146 % | -0.006 pp | |
| 3.152 % | +0.025 pp | |
| 3.127 % | +0.025 pp | |
| 3.102 % | -0.003 pp | |
| 3.105 % | -0.026 pp | |
| 3.131 % | -0.014 pp | |
| 3.145 % | -0.002 pp | |
| 3.147 % | -0.027 pp | |
| 3.174 % | -0.033 pp | |
| 3.207 % | -0.028 pp | |
| 3.235 % | -0.023 pp | |
| 3.258 % | +0.013 pp | |
| 3.245 % | -0.010 pp | |
| 3.255 % | -0.001 pp | |
| 3.256 % | -0.016 pp | |
| 3.272 % | -0.010 pp | |
| 3.282 % | +0.012 pp | |
| 3.270 % | -0.023 pp | |
| 3.293 % | -0.036 pp | |
| 3.329 % | -0.001 pp | |
| 3.330 % | -0.023 pp | |
| 3.353 % | -0.012 pp | |
| 3.365 % | -0.013 pp | |
| 3.378 % | +0.003 pp | |
| 3.375 % | +0.017 pp | |
| 3.358 % | +0.012 pp | |
| 3.346 % | -0.028 pp | |
| 3.374 % | -0.021 pp | |
| 3.395 % | -0.003 pp | |
| 3.398 % | -0.016 pp | |
| 3.414 % | +0.002 pp | |
| 3.412 % | +0.007 pp | |
| 3.405 % | -0.031 pp | |
| 3.436 % | -0.008 pp | |
| 3.444 % | -0.045 pp | |
| 3.489 % | -0.021 pp | |
| 3.510 % | -0.011 pp | |
| 3.521 % | -0.021 pp | |
| 3.542 % | +0.006 pp | |
| 3.536 % | -0.025 pp | |
| 3.561 % | -0.027 pp | |
| 3.588 % | -0.001 pp | |
| 3.589 % | -0.013 pp | |
| 3.602 % | +0.010 pp | |
| 3.592 % | +0.008 pp | |
| 3.584 % | +0.001 pp | |
| 3.583 % | -0.012 pp | |
| 3.595 % | -0.013 pp | |
| 3.608 % | +0.012 pp | |
| 3.596 % | +0.009 pp | |
| 3.587 % | +0.003 pp | |
| 3.584 % | -0.011 pp | |
| 3.595 % | -0.004 pp | |
| 3.599 % | -0.007 pp | |
| 3.606 % | -0.029 pp | |
| 3.635 % | +0.010 pp | |
| 3.625 % | +0.007 pp | |
| 3.618 % | +0.026 pp | |
| 3.592 % | -0.002 pp | |
| 3.594 % | +0.036 pp | |
| 3.558 % | -0.011 pp | |
| 3.569 % | -0.042 pp | |
| 3.611 % | +0.005 pp | |
| 3.606 % | -0.024 pp | |
| 3.630 % | +0.019 pp | |
| 3.611 % | +0.015 pp | |
| 3.596 % | -0.025 pp | |
| 3.621 % | +0.017 pp | |
| 3.604 % | +0.006 pp | |
| 3.598 % | -0.020 pp | |
| 3.618 % | -0.012 pp | |
| 3.630 % | +0.004 pp | |
| 3.626 % | -0.007 pp | |
| 3.633 % | +0.032 pp | |
| 3.601 % | +0.018 pp | |
| 3.583 % | +0.011 pp | |
| 3.572 % | -0.053 pp | |
| 3.625 % | +0.014 pp | |
| 3.611 % | +0.013 pp | |
| 3.598 % | -0.017 pp | |
| 3.615 % | -0.013 pp | |
| 3.628 % | -0.007 pp | |
| 3.635 % | +0.011 pp | |
| 3.624 % | -0.011 pp | |
| 3.635 % | -0.019 pp | |
| 3.654 % | -0.001 pp | |
| 3.655 % | +0.023 pp | |
| 3.632 % | -0.032 pp | |
| 3.664 % | +0.018 pp | |
| 3.646 % | +0.004 pp | |
| 3.642 % | +0.020 pp | |
| 3.622 % | +0.022 pp | |
| 3.600 % | +0.002 pp | |
| 3.598 % | -0.010 pp | |
| 3.608 % | +0.002 pp | |
| 3.606 % | +0.004 pp | |
| 3.602 % | +0.023 pp | |
| 3.579 % | -0.020 pp | |
| 3.599 % | -0.031 pp | |
| 3.630 % | +0.017 pp | |
| 3.613 % | -0.041 pp | |
| 3.654 % | -0.025 pp | |
| 3.679 % | -0.009 pp | |
| 3.688 % | +0.012 pp | |
| 3.676 % | +0.010 pp | |
| 3.666 % | -0.024 pp | |
| 3.690 % | -0.027 pp | |
| 3.717 % | -0.033 pp | |
| 3.750 % | -0.022 pp | |
| 3.772 % | +0.008 pp | |
| 3.764 % | -0.028 pp | |
| 3.792 % | 0.000 pp | |
| 3.792 % | -0.013 pp | |
| 3.805 % | +0.008 pp | |
| 3.797 % | +0.012 pp | |
| 3.785 % | -0.022 pp | |
| 3.807 % | +0.008 pp | |
| 3.799 % | -0.018 pp | |
| 3.817 % | -0.013 pp | |
| 3.830 % | -0.008 pp | |
| 3.838 % | +0.010 pp | |
| 3.828 % | -0.028 pp | |
| 3.856 % | -0.006 pp | |
| 3.862 % | -0.008 pp | |
| 3.870 % | -0.005 pp | |
| 3.875 % | +0.023 pp | |
| 3.852 % | -0.013 pp | |
| 3.865 % | -0.012 pp | |
| 3.877 % | +0.004 pp | |
| 3.873 % | 0.000 pp | |
| 3.873 % | +0.015 pp | |
| 3.858 % | +0.010 pp | |
| 3.848 % | -0.014 pp | |
| 3.862 % | +0.010 pp | |
| 3.852 % | +0.037 pp | |
| 3.815 % | -0.004 pp | |
| 3.819 % | -0.018 pp | |
| 3.837 % | -0.018 pp | |
| 3.855 % | +0.027 pp | |
| 3.828 % | -0.027 pp | |
| 3.855 % | +0.009 pp | |
| 3.846 % | +0.010 pp | |
| 3.836 % | -0.043 pp | |
| 3.879 % | +0.025 pp | |
| 3.854 % | +0.017 pp | |
| 3.837 % | -0.040 pp | |
| 3.877 % | -0.011 pp | |
| 3.888 % | +0.011 pp | |
| 3.877 % | +0.025 pp | |
| 3.852 % | -0.003 pp | |
| 3.855 % | 0.000 pp | |
| 3.855 % | 0.000 pp | |
| 3.855 % | 0.000 pp | |
| 3.855 % | +0.020 pp | |
| 3.835 % | +0.005 pp | |
| 3.830 % | -0.012 pp | |
| 3.842 % | -0.011 pp | |
| 3.853 % | +0.005 pp | |
| 3.848 % | -0.014 pp | |
| 3.862 % | 0.000 pp | |
| 3.862 % | +0.007 pp | |
| 3.855 % | -0.007 pp | |
| 3.862 % | +0.019 pp | |
| 3.843 % | -0.016 pp | |
| 3.859 % | +0.012 pp | |
| 3.847 % | -0.024 pp | |
| 3.871 % | -0.007 pp | |
| 3.878 % | +0.010 pp | |
| 3.868 % | +0.003 pp | |
| 3.865 % | -0.003 pp | |
| 3.868 % | +0.029 pp | |
| 3.839 % | +0.022 pp | |
| 3.817 % | -0.048 pp | |
| 3.865 % | +0.009 pp | |
| 3.856 % | +0.001 pp | |
| 3.855 % | +0.012 pp | |
| 3.843 % | -0.008 pp | |
| 3.851 % | -0.013 pp | |
| 3.864 % | -0.022 pp | |
| 3.886 % | -0.009 pp | |
| 3.895 % | +0.044 pp | |
| 3.851 % | -0.030 pp | |
| 3.881 % | +0.004 pp | |
| 3.877 % | +0.006 pp | |
| 3.871 % | +0.009 pp | |
| 3.862 % | -0.020 pp | |
| 3.882 % | +0.047 pp | |
| 3.835 % | -0.038 pp | |
| 3.873 % | -0.001 pp | |
| 3.874 % | -0.019 pp | |
| 3.893 % | +0.006 pp | |
| 3.887 % | +0.023 pp | |
| 3.864 % | -0.009 pp | |
| 3.873 % | -0.004 pp | |
| 3.877 % | +0.023 pp | |
| 3.854 % | +0.001 pp | |
| 3.853 % | -0.018 pp | |
| 3.871 % | +0.003 pp | |
| 3.868 % | +0.006 pp | |
| 3.862 % | -0.007 pp | |
| 3.869 % | +0.010 pp | |
| 3.859 % | +0.005 pp | |
| 3.854 % | -0.015 pp | |
| 3.869 % | -0.006 pp | |
| 3.875 % | -0.019 pp | |
| 3.894 % | +0.026 pp | |
| 3.868 % | -0.025 pp | |
| 3.893 % | +0.013 pp | |
| 3.880 % | +0.003 pp | |
| 3.877 % | +0.010 pp | |
| 3.867 % | -0.004 pp | |
| 3.871 % | -0.007 pp | |
| 3.878 % | +0.020 pp | |
| 3.858 % | -0.007 pp | |
| 3.865 % | +0.009 pp | |
| 3.856 % | +0.011 pp | |
| 3.845 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 1-month Euribor in 2024?
3.565 %. The low was 2.762 % on 18 December 2024 and the high 3.895 % on 20 February 2024.