12-month Euribor – June 2024
The average 12-month Euribor for June 2024 is 3.650 %, computed from 20 daily fixings (complete). The month opened at 3.722 %, closed at 3.578 %, with a low of 3.575 % and a high of 3.728 %. Versus May 2024 the average is down -0.031 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 12-month Euribor plus 1 pp would pay 4.65 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.578 % | +0.003 pp | |
| 3.575 % | -0.001 pp | |
| 3.576 % | -0.002 pp | |
| 3.578 % | -0.002 pp | |
| 3.580 % | -0.042 pp | |
| 3.622 % | +0.014 pp | |
| 3.608 % | -0.005 pp | |
| 3.613 % | +0.013 pp | |
| 3.600 % | -0.028 pp | |
| 3.628 % | -0.044 pp | |
| 3.672 % | -0.006 pp | |
| 3.678 % | -0.041 pp | |
| 3.719 % | -0.009 pp | |
| 3.728 % | +0.003 pp | |
| 3.725 % | +0.024 pp | |
| 3.701 % | +0.017 pp | |
| 3.684 % | -0.006 pp | |
| 3.690 % | -0.025 pp | |
| 3.715 % | -0.007 pp | |
| 3.722 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 12-month Euribor average for June 2024?
3.650 %, computed from 20 daily fixings. The ECB's official monthly average is 3.650 %.
My mortgage revises with the June average – what rate applies?
Reference 3.650 % plus your contractual spread; with a 1 pp spread the new rate is 4.65 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026