6-month Euribor – June 2024

Average · complete
3.715 %
vs previous month
down -0.072 pp
Low / High
3.661 % / 3.756 %
First → Last
3.755 % → 3.682 %
ECB avg
3.715 %

The average 6-month Euribor for June 2024 is 3.715 %, computed from 20 daily fixings (complete). The month opened at 3.755 %, closed at 3.682 %, with a low of 3.661 % and a high of 3.756 %. Versus May 2024 the average is down -0.072 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 6-month Euribor plus 1 pp would pay 4.71 % for the coming period.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

3.715 % + 1.00 pp = 4.71 %
Monthly payment
€966
At the previous revision (3.787 %)
€972
-€6 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

June 2024

6-month Euribor June 2024: average 3.715 %3.703.7503101724

Source: Bank of Finland. Published with a 24-hour delay.

Date

DateRateChange
3.682 %+0.004 pp
3.678 %+0.006 pp
3.672 %+0.001 pp
3.671 %+0.010 pp
3.661 %-0.030 pp
3.691 %+0.002 pp
3.689 %-0.006 pp
3.695 %0.000 pp
3.695 %-0.016 pp
3.711 %-0.024 pp
3.735 %-0.008 pp
3.743 %-0.005 pp
3.748 %-0.003 pp
3.751 %+0.003 pp
3.748 %+0.013 pp
3.735 %-0.009 pp
3.744 %+0.006 pp
3.738 %-0.018 pp
3.756 %+0.001 pp
3.755 %

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What is the 6-month Euribor average for June 2024?

3.715 %, computed from 20 daily fixings. The ECB's official monthly average is 3.715 %.

My mortgage revises with the June average – what rate applies?

Reference 3.715 % plus your contractual spread; with a 1 pp spread the new rate is 4.71 %. Check whether your contract uses the previous month or the month before that.

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026