3-month Euribor – June 2024

Average · complete
3.725 %
vs previous month
down -0.089 pp
Low / High
3.682 % / 3.782 %
First → Last
3.782 % → 3.711 %
ECB avg
3.725 %

The average 3-month Euribor for June 2024 is 3.725 %, computed from 20 daily fixings (complete). The month opened at 3.782 %, closed at 3.711 %, with a low of 3.682 % and a high of 3.782 %. Versus May 2024 the average is down -0.089 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 3-month Euribor plus 1 pp would pay 4.72 % for the coming period.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

3.725 % + 1.00 pp = 4.72 %
Monthly payment
€967
At the previous revision (3.813 %)
€975
-€7 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

June 2024

3-month Euribor June 2024: average 3.725 %3.703.7503101724

Source: Bank of Finland. Published with a 24-hour delay.

Date

DateRateChange
3.711 %+0.016 pp
3.695 %-0.027 pp
3.722 %+0.024 pp
3.698 %+0.016 pp
3.682 %-0.004 pp
3.686 %-0.014 pp
3.700 %-0.012 pp
3.712 %-0.005 pp
3.717 %+0.006 pp
3.711 %-0.004 pp
3.715 %-0.004 pp
3.719 %-0.001 pp
3.720 %-0.019 pp
3.739 %-0.004 pp
3.743 %-0.016 pp
3.759 %+0.004 pp
3.755 %+0.003 pp
3.752 %-0.020 pp
3.772 %-0.010 pp
3.782 %

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What is the 3-month Euribor average for June 2024?

3.725 %, computed from 20 daily fixings. The ECB's official monthly average is 3.725 %.

My mortgage revises with the June average – what rate applies?

Reference 3.725 % plus your contractual spread; with a 1 pp spread the new rate is 4.72 %. Check whether your contract uses the previous month or the month before that.

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026