3-month Euribor – June 2023
The average 3-month Euribor for June 2023 is 3.536 %, computed from 22 daily fixings (complete). The month opened at 3.462 %, closed at 3.577 %, with a low of 3.459 % and a high of 3.610 %. Versus May 2023 the average is up +0.164 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 3-month Euribor plus 1 pp would pay 4.54 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2023
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.577 % | -0.010 pp | |
| 3.587 % | -0.011 pp | |
| 3.598 % | +0.044 pp | |
| 3.554 % | -0.023 pp | |
| 3.577 % | -0.033 pp | |
| 3.610 % | +0.010 pp | |
| 3.600 % | +0.032 pp | |
| 3.568 % | -0.019 pp | |
| 3.587 % | +0.036 pp | |
| 3.551 % | -0.021 pp | |
| 3.572 % | +0.025 pp | |
| 3.547 % | +0.025 pp | |
| 3.522 % | -0.004 pp | |
| 3.526 % | +0.048 pp | |
| 3.478 % | +0.009 pp | |
| 3.469 % | -0.017 pp | |
| 3.486 % | +0.027 pp | |
| 3.459 % | -0.017 pp | |
| 3.476 % | -0.017 pp | |
| 3.493 % | +0.003 pp | |
| 3.490 % | +0.028 pp | |
| 3.462 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 3-month Euribor average for June 2023?
3.536 %, computed from 22 daily fixings. The ECB's official monthly average is 3.536 %.
My mortgage revises with the June average – what rate applies?
Reference 3.536 % plus your contractual spread; with a 1 pp spread the new rate is 4.54 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026