6-month Euribor – June 2023
The average 6-month Euribor for June 2023 is 3.825 %, computed from 22 daily fixings (complete). The month opened at 3.721 %, closed at 3.900 %, with a low of 3.715 % and a high of 3.933 %. Versus May 2023 the average is up +0.144 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in June on the 6-month Euribor plus 1 pp would pay 4.83 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
June 2023
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.900 % | +0.008 pp | |
| 3.892 % | -0.038 pp | |
| 3.930 % | +0.015 pp | |
| 3.915 % | +0.007 pp | |
| 3.908 % | -0.025 pp | |
| 3.933 % | +0.026 pp | |
| 3.907 % | +0.021 pp | |
| 3.886 % | -0.006 pp | |
| 3.892 % | +0.031 pp | |
| 3.861 % | +0.039 pp | |
| 3.822 % | +0.004 pp | |
| 3.818 % | +0.028 pp | |
| 3.790 % | -0.004 pp | |
| 3.794 % | +0.041 pp | |
| 3.753 % | -0.009 pp | |
| 3.762 % | +0.005 pp | |
| 3.757 % | +0.024 pp | |
| 3.733 % | +0.018 pp | |
| 3.715 % | -0.024 pp | |
| 3.739 % | +0.011 pp | |
| 3.728 % | +0.007 pp | |
| 3.721 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for June 2023?
3.825 %, computed from 22 daily fixings. The ECB's official monthly average is 3.825 %.
My mortgage revises with the June average – what rate applies?
Reference 3.825 % plus your contractual spread; with a 1 pp spread the new rate is 4.83 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026