6-month Euribor – August 2026
The average 6-month Euribor for August 2026 is 2.713 %, computed from 21 daily fixings (complete). The month opened at 2.705 %, closed at 2.770 %, with a low of 2.637 % and a high of 2.772 %. Versus July 2026 the average is up +0.067 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in August on the 6-month Euribor plus 1 pp would pay 3.71 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
August 2026
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.770 % | +0.008 pp | |
| 2.762 % | +0.016 pp | |
| 2.746 % | -0.020 pp | |
| 2.766 % | +0.004 pp | |
| 2.762 % | -0.010 pp | |
| 2.772 % | +0.007 pp | |
| 2.765 % | +0.028 pp | |
| 2.737 % | +0.018 pp | |
| 2.719 % | +0.022 pp | |
| 2.697 % | +0.010 pp | |
| 2.687 % | +0.016 pp | |
| 2.671 % | +0.018 pp | |
| 2.653 % | -0.005 pp | |
| 2.658 % | +0.021 pp | |
| 2.637 % | -0.025 pp | |
| 2.662 % | -0.021 pp | |
| 2.683 % | -0.004 pp | |
| 2.687 % | -0.030 pp | |
| 2.717 % | -0.007 pp | |
| 2.724 % | +0.019 pp | |
| 2.705 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for August 2026?
2.713 %, computed from 21 daily fixings. The ECB's official monthly average is 2.713 %.
My mortgage revises with the August average – what rate applies?
Reference 2.713 % plus your contractual spread; with a 1 pp spread the new rate is 3.71 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026