6-month Euribor – March 2023
The average 6-month Euribor for March 2023 is 3.267 %, computed from 23 daily fixings (complete). The month opened at 3.311 %, closed at 3.341 %, with a low of 2.985 % and a high of 3.461 %. Versus February 2023 the average is up +0.132 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 6-month Euribor plus 1 pp would pay 4.27 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
March 2023
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.341 % | +0.029 pp | |
| 3.312 % | +0.022 pp | |
| 3.290 % | +0.021 pp | |
| 3.269 % | +0.030 pp | |
| 3.239 % | -0.042 pp | |
| 3.281 % | -0.009 pp | |
| 3.290 % | +0.076 pp | |
| 3.214 % | +0.143 pp | |
| 3.071 % | -0.024 pp | |
| 3.095 % | +0.040 pp | |
| 3.055 % | +0.070 pp | |
| 2.985 % | -0.146 pp | |
| 3.131 % | +0.096 pp | |
| 3.035 % | -0.340 pp | |
| 3.375 % | -0.070 pp | |
| 3.445 % | -0.016 pp | |
| 3.461 % | +0.010 pp | |
| 3.451 % | +0.033 pp | |
| 3.418 % | +0.055 pp | |
| 3.363 % | +0.010 pp | |
| 3.353 % | -0.013 pp | |
| 3.366 % | +0.055 pp | |
| 3.311 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for March 2023?
3.267 %, computed from 23 daily fixings. The ECB's official monthly average is 3.267 %.
My mortgage revises with the March average – what rate applies?
Reference 3.267 % plus your contractual spread; with a 1 pp spread the new rate is 4.27 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026