6-month Euribor – April 2026
The average 6-month Euribor for April 2026 is 2.454 %, computed from 20 daily fixings (complete). The month opened at 2.488 %, closed at 2.524 %, with a low of 2.381 % and a high of 2.525 %. Versus March 2026 the average is unchanged.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in April on the 6-month Euribor plus 1 pp would pay 3.45 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
April 2026
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.524 % | +0.062 pp | |
| 2.462 % | +0.019 pp | |
| 2.443 % | -0.022 pp | |
| 2.465 % | +0.006 pp | |
| 2.459 % | +0.032 pp | |
| 2.427 % | +0.042 pp | |
| 2.385 % | +0.004 pp | |
| 2.381 % | -0.035 pp | |
| 2.416 % | +0.001 pp | |
| 2.415 % | -0.038 pp | |
| 2.453 % | -0.015 pp | |
| 2.468 % | -0.007 pp | |
| 2.475 % | +0.038 pp | |
| 2.437 % | -0.016 pp | |
| 2.453 % | +0.024 pp | |
| 2.429 % | -0.096 pp | |
| 2.525 % | +0.013 pp | |
| 2.512 % | +0.054 pp | |
| 2.458 % | -0.030 pp | |
| 2.488 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for April 2026?
2.454 %, computed from 20 daily fixings. The ECB's official monthly average is 2.454 %.
My mortgage revises with the April average – what rate applies?
Reference 2.454 % plus your contractual spread; with a 1 pp spread the new rate is 3.45 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026