6-month Euribor – May 2026
The average 6-month Euribor for May 2026 is 2.536 %, computed from 19 daily fixings (complete). The month opened at 2.558 %, closed at 2.547 %, with a low of 2.446 % and a high of 2.619 %. Versus April 2026 the average is up +0.082 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in May on the 6-month Euribor plus 1 pp would pay 3.54 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
May 2026
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.547 % | +0.045 pp | |
| 2.502 % | +0.010 pp | |
| 2.492 % | +0.046 pp | |
| 2.446 % | -0.070 pp | |
| 2.516 % | -0.031 pp | |
| 2.547 % | -0.049 pp | |
| 2.596 % | -0.007 pp | |
| 2.603 % | -0.016 pp | |
| 2.619 % | +0.025 pp | |
| 2.594 % | +0.032 pp | |
| 2.562 % | +0.014 pp | |
| 2.548 % | +0.063 pp | |
| 2.485 % | -0.007 pp | |
| 2.492 % | +0.020 pp | |
| 2.472 % | -0.050 pp | |
| 2.522 % | -0.034 pp | |
| 2.556 % | +0.033 pp | |
| 2.523 % | -0.035 pp | |
| 2.558 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for May 2026?
2.536 %, computed from 19 daily fixings. The ECB's official monthly average is 2.536 %.
My mortgage revises with the May average – what rate applies?
Reference 2.536 % plus your contractual spread; with a 1 pp spread the new rate is 3.54 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026