12-month Euribor in 2008
In 2008 the 12-month Euribor averaged 4.826 %. It started the year at 4.733 %, ended at 3.049 %, and moved between a low of 3.049 % (31 December 2008) and a high of 5.526 % (2 October 2008). Compared with 2007, the yearly average was up +0.377 pp.
The table lists every monthly average of 2008, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2008 the monthly averages of the 12-month Euribor were: January 4.498 %, February 4.349 %, March 4.590 %, April 4.820 %, May 4.994 %, June 5.361 %, July 5.393 %, August 5.323 %, September 5.384 %, October 5.248 %, November 4.350 %, December 3.452 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2008
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | 4.498 % | 4.287 % | 4.733 % | 4.733 % | 4.316 % | 22 | 4.498 % |
| February | 4.349 % | 4.290 % | 4.394 % | 4.330 % | 4.382 % | 21 | 4.349 % |
| March | 4.590 % | 4.379 % | 4.736 % | 4.379 % | 4.725 % | 19 | 4.590 % |
| April | 4.820 % | 4.735 % | 4.965 % | 4.735 % | 4.955 % | 22 | 4.820 % |
| May | 4.994 % | 4.941 % | 5.097 % | 4.952 % | 5.097 % | 21 | 4.994 % |
| June | 5.361 % | 5.093 % | 5.439 % | 5.097 % | 5.390 % | 21 | 5.361 % |
| July | 5.393 % | 5.366 % | 5.432 % | 5.418 % | 5.366 % | 23 | 5.393 % |
| August | 5.323 % | 5.301 % | 5.359 % | 5.357 % | 5.335 % | 21 | 5.323 % |
| September | 5.384 % | 5.322 % | 5.495 % | 5.325 % | 5.495 % | 22 | 5.384 % |
| October | 5.248 % | 4.865 % | 5.526 % | 5.505 % | 4.865 % | 23 | 5.248 % |
| November | 4.350 % | 3.951 % | 4.845 % | 4.845 % | 3.951 % | 20 | 4.350 % |
| December | 3.452 % | 3.049 % | 3.921 % | 3.921 % | 3.049 % | 21 | 3.452 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.049 % | -0.036 pp | |
| 3.085 % | -0.041 pp | |
| 3.126 % | -0.024 pp | |
| 3.150 % | -0.035 pp | |
| 3.185 % | -0.042 pp | |
| 3.227 % | -0.030 pp | |
| 3.257 % | -0.033 pp | |
| 3.290 % | -0.043 pp | |
| 3.333 % | -0.062 pp | |
| 3.395 % | -0.036 pp | |
| 3.431 % | -0.039 pp | |
| 3.470 % | -0.043 pp | |
| 3.513 % | -0.050 pp | |
| 3.563 % | -0.047 pp | |
| 3.610 % | -0.051 pp | |
| 3.661 % | -0.039 pp | |
| 3.700 % | -0.077 pp | |
| 3.777 % | -0.076 pp | |
| 3.853 % | -0.043 pp | |
| 3.896 % | -0.025 pp | |
| 3.921 % | -0.030 pp | |
| 3.951 % | -0.027 pp | |
| 3.978 % | -0.026 pp | |
| 4.004 % | -0.047 pp | |
| 4.051 % | -0.026 pp | |
| 4.077 % | -0.046 pp | |
| 4.123 % | -0.048 pp | |
| 4.171 % | -0.048 pp | |
| 4.219 % | -0.052 pp | |
| 4.271 % | -0.051 pp | |
| 4.322 % | -0.033 pp | |
| 4.355 % | -0.015 pp | |
| 4.370 % | -0.042 pp | |
| 4.412 % | -0.046 pp | |
| 4.458 % | -0.074 pp | |
| 4.532 % | -0.064 pp | |
| 4.596 % | -0.105 pp | |
| 4.701 % | -0.063 pp | |
| 4.764 % | -0.044 pp | |
| 4.808 % | -0.037 pp | |
| 4.845 % | -0.020 pp | |
| 4.865 % | -0.051 pp | |
| 4.916 % | -0.034 pp | |
| 4.950 % | -0.036 pp | |
| 4.986 % | -0.034 pp | |
| 5.020 % | -0.015 pp | |
| 5.035 % | -0.025 pp | |
| 5.060 % | -0.019 pp | |
| 5.079 % | -0.033 pp | |
| 5.112 % | -0.034 pp | |
| 5.146 % | -0.056 pp | |
| 5.202 % | -0.046 pp | |
| 5.248 % | -0.064 pp | |
| 5.312 % | -0.046 pp | |
| 5.358 % | -0.067 pp | |
| 5.425 % | -0.064 pp | |
| 5.489 % | -0.023 pp | |
| 5.512 % | +0.026 pp | |
| 5.486 % | -0.007 pp | |
| 5.493 % | +0.011 pp | |
| 5.482 % | -0.011 pp | |
| 5.493 % | -0.033 pp | |
| 5.526 % | +0.021 pp | |
| 5.505 % | +0.010 pp | |
| 5.495 % | +0.018 pp | |
| 5.477 % | +0.006 pp | |
| 5.471 % | -0.013 pp | |
| 5.484 % | +0.017 pp | |
| 5.467 % | +0.017 pp | |
| 5.450 % | +0.010 pp | |
| 5.440 % | +0.030 pp | |
| 5.410 % | +0.024 pp | |
| 5.386 % | +0.023 pp | |
| 5.363 % | +0.023 pp | |
| 5.340 % | -0.001 pp | |
| 5.341 % | 0.000 pp | |
| 5.341 % | +0.004 pp | |
| 5.337 % | +0.001 pp | |
| 5.336 % | -0.001 pp | |
| 5.337 % | 0.000 pp | |
| 5.337 % | +0.015 pp | |
| 5.322 % | -0.012 pp | |
| 5.334 % | +0.011 pp | |
| 5.323 % | -0.007 pp | |
| 5.330 % | +0.005 pp | |
| 5.325 % | -0.010 pp | |
| 5.335 % | +0.006 pp | |
| 5.329 % | +0.023 pp | |
| 5.306 % | -0.002 pp | |
| 5.308 % | -0.011 pp | |
| 5.319 % | -0.002 pp | |
| 5.321 % | +0.015 pp | |
| 5.306 % | -0.008 pp | |
| 5.314 % | +0.013 pp | |
| 5.301 % | -0.003 pp | |
| 5.304 % | -0.004 pp | |
| 5.308 % | +0.001 pp | |
| 5.307 % | -0.004 pp | |
| 5.311 % | -0.003 pp | |
| 5.314 % | +0.001 pp | |
| 5.313 % | 0.000 pp | |
| 5.313 % | -0.037 pp | |
| 5.350 % | -0.004 pp | |
| 5.354 % | -0.001 pp | |
| 5.355 % | -0.004 pp | |
| 5.359 % | +0.002 pp | |
| 5.357 % | -0.009 pp | |
| 5.366 % | -0.003 pp | |
| 5.369 % | -0.011 pp | |
| 5.380 % | -0.009 pp | |
| 5.389 % | +0.002 pp | |
| 5.387 % | -0.022 pp | |
| 5.409 % | -0.023 pp | |
| 5.432 % | +0.014 pp | |
| 5.418 % | +0.005 pp | |
| 5.413 % | +0.038 pp | |
| 5.375 % | -0.002 pp | |
| 5.377 % | +0.008 pp | |
| 5.369 % | -0.005 pp | |
| 5.374 % | -0.010 pp | |
| 5.384 % | -0.004 pp | |
| 5.388 % | +0.004 pp | |
| 5.384 % | -0.012 pp | |
| 5.396 % | +0.017 pp | |
| 5.379 % | -0.014 pp | |
| 5.393 % | -0.002 pp | |
| 5.395 % | -0.037 pp | |
| 5.432 % | +0.015 pp | |
| 5.417 % | -0.001 pp | |
| 5.418 % | +0.028 pp | |
| 5.390 % | +0.008 pp | |
| 5.382 % | -0.026 pp | |
| 5.408 % | -0.010 pp | |
| 5.418 % | -0.004 pp | |
| 5.422 % | +0.003 pp | |
| 5.419 % | -0.010 pp | |
| 5.429 % | -0.001 pp | |
| 5.430 % | +0.003 pp | |
| 5.427 % | -0.007 pp | |
| 5.434 % | -0.002 pp | |
| 5.436 % | -0.003 pp | |
| 5.439 % | +0.014 pp | |
| 5.425 % | +0.008 pp | |
| 5.417 % | -0.015 pp | |
| 5.432 % | +0.003 pp | |
| 5.429 % | +0.011 pp | |
| 5.418 % | +0.293 pp | |
| 5.125 % | +0.018 pp | |
| 5.107 % | +0.014 pp | |
| 5.093 % | -0.004 pp | |
| 5.097 % | 0.000 pp | |
| 5.097 % | +0.034 pp | |
| 5.063 % | +0.010 pp | |
| 5.053 % | +0.003 pp | |
| 5.050 % | +0.005 pp | |
| 5.045 % | +0.017 pp | |
| 5.028 % | +0.028 pp | |
| 5.000 % | +0.001 pp | |
| 4.999 % | +0.012 pp | |
| 4.987 % | +0.005 pp | |
| 4.982 % | -0.006 pp | |
| 4.988 % | -0.001 pp | |
| 4.989 % | +0.018 pp | |
| 4.971 % | +0.021 pp | |
| 4.950 % | +0.002 pp | |
| 4.948 % | +0.007 pp | |
| 4.941 % | -0.012 pp | |
| 4.953 % | -0.007 pp | |
| 4.960 % | +0.004 pp | |
| 4.956 % | -0.002 pp | |
| 4.958 % | +0.006 pp | |
| 4.952 % | -0.003 pp | |
| 4.955 % | -0.010 pp | |
| 4.965 % | +0.002 pp | |
| 4.963 % | -0.001 pp | |
| 4.964 % | +0.029 pp | |
| 4.935 % | +0.002 pp | |
| 4.933 % | +0.080 pp | |
| 4.853 % | +0.028 pp | |
| 4.825 % | +0.023 pp | |
| 4.802 % | +0.006 pp | |
| 4.796 % | +0.016 pp | |
| 4.780 % | +0.008 pp | |
| 4.772 % | +0.010 pp | |
| 4.762 % | +0.006 pp | |
| 4.756 % | +0.008 pp | |
| 4.748 % | -0.001 pp | |
| 4.749 % | -0.001 pp | |
| 4.750 % | 0.000 pp | |
| 4.750 % | -0.001 pp | |
| 4.751 % | 0.000 pp | |
| 4.751 % | +0.008 pp | |
| 4.743 % | +0.008 pp | |
| 4.735 % | +0.010 pp | |
| 4.725 % | -0.011 pp | |
| 4.736 % | +0.005 pp | |
| 4.731 % | +0.012 pp | |
| 4.719 % | +0.007 pp | |
| 4.712 % | +0.037 pp | |
| 4.675 % | +0.021 pp | |
| 4.654 % | +0.007 pp | |
| 4.647 % | +0.016 pp | |
| 4.631 % | +0.024 pp | |
| 4.607 % | +0.024 pp | |
| 4.583 % | -0.005 pp | |
| 4.588 % | +0.033 pp | |
| 4.555 % | +0.010 pp | |
| 4.545 % | +0.054 pp | |
| 4.491 % | +0.056 pp | |
| 4.435 % | +0.031 pp | |
| 4.404 % | +0.010 pp | |
| 4.394 % | +0.015 pp | |
| 4.379 % | -0.003 pp | |
| 4.382 % | -0.008 pp | |
| 4.390 % | 0.000 pp | |
| 4.390 % | -0.004 pp | |
| 4.394 % | +0.012 pp | |
| 4.382 % | +0.015 pp | |
| 4.367 % | -0.011 pp | |
| 4.378 % | +0.006 pp | |
| 4.372 % | +0.019 pp | |
| 4.353 % | -0.002 pp | |
| 4.355 % | +0.008 pp | |
| 4.347 % | +0.020 pp | |
| 4.327 % | 0.000 pp | |
| 4.327 % | +0.028 pp | |
| 4.299 % | 0.000 pp | |
| 4.299 % | +0.009 pp | |
| 4.290 % | -0.042 pp | |
| 4.332 % | +0.008 pp | |
| 4.324 % | -0.020 pp | |
| 4.344 % | 0.000 pp | |
| 4.344 % | +0.014 pp | |
| 4.330 % | +0.014 pp | |
| 4.316 % | -0.039 pp | |
| 4.355 % | -0.005 pp | |
| 4.360 % | +0.021 pp | |
| 4.339 % | -0.048 pp | |
| 4.387 % | +0.084 pp | |
| 4.303 % | +0.016 pp | |
| 4.287 % | -0.018 pp | |
| 4.305 % | -0.076 pp | |
| 4.381 % | -0.040 pp | |
| 4.421 % | -0.030 pp | |
| 4.451 % | -0.064 pp | |
| 4.515 % | -0.066 pp | |
| 4.581 % | -0.014 pp | |
| 4.595 % | -0.054 pp | |
| 4.649 % | +0.003 pp | |
| 4.646 % | -0.005 pp | |
| 4.651 % | -0.006 pp | |
| 4.657 % | +0.001 pp | |
| 4.656 % | -0.016 pp | |
| 4.672 % | -0.025 pp | |
| 4.697 % | -0.036 pp | |
| 4.733 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 12-month Euribor in 2008?
4.826 %. The low was 3.049 % on 31 December 2008 and the high 5.526 % on 2 October 2008.