3-month Euribor in 2008
In 2008 the 3-month Euribor averaged 4.644 %. It started the year at 4.665 %, ended at 2.892 %, and moved between a low of 2.892 % (31 December 2008) and a high of 5.393 % (8 October 2008). Compared with 2007, the yearly average was up +0.367 pp.
The table lists every monthly average of 2008, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2008 the monthly averages of the 3-month Euribor were: January 4.482 %, February 4.362 %, March 4.596 %, April 4.784 %, May 4.857 %, June 4.941 %, July 4.961 %, August 4.965 %, September 5.019 %, October 5.113 %, November 4.238 %, December 3.293 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2008
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | 4.482 % | 4.288 % | 4.665 % | 4.665 % | 4.374 % | 22 | 4.482 % |
| February | 4.362 % | 4.331 % | 4.387 % | 4.367 % | 4.384 % | 21 | 4.362 % |
| March | 4.596 % | 4.383 % | 4.731 % | 4.383 % | 4.727 % | 19 | 4.596 % |
| April | 4.784 % | 4.731 % | 4.857 % | 4.731 % | 4.857 % | 22 | 4.784 % |
| May | 4.857 % | 4.855 % | 4.864 % | 4.855 % | 4.864 % | 21 | 4.857 % |
| June | 4.941 % | 4.864 % | 4.967 % | 4.865 % | 4.947 % | 21 | 4.941 % |
| July | 4.961 % | 4.955 % | 4.968 % | 4.955 % | 4.968 % | 23 | 4.961 % |
| August | 4.965 % | 4.962 % | 4.970 % | 4.968 % | 4.963 % | 21 | 4.965 % |
| September | 5.019 % | 4.958 % | 5.277 % | 4.961 % | 5.277 % | 22 | 5.019 % |
| October | 5.113 % | 4.760 % | 5.393 % | 5.291 % | 4.760 % | 23 | 5.113 % |
| November | 4.238 % | 3.853 % | 4.733 % | 4.733 % | 3.853 % | 20 | 4.238 % |
| December | 3.293 % | 2.892 % | 3.816 % | 3.816 % | 2.892 % | 21 | 3.293 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.892 % | -0.036 pp | |
| 2.928 % | -0.045 pp | |
| 2.973 % | -0.018 pp | |
| 2.991 % | -0.028 pp | |
| 3.019 % | -0.034 pp | |
| 3.053 % | -0.029 pp | |
| 3.082 % | -0.043 pp | |
| 3.125 % | -0.030 pp | |
| 3.155 % | -0.049 pp | |
| 3.204 % | -0.039 pp | |
| 3.243 % | -0.039 pp | |
| 3.282 % | -0.047 pp | |
| 3.329 % | -0.047 pp | |
| 3.376 % | -0.052 pp | |
| 3.428 % | -0.060 pp | |
| 3.488 % | -0.075 pp | |
| 3.563 % | -0.106 pp | |
| 3.669 % | -0.074 pp | |
| 3.743 % | -0.043 pp | |
| 3.786 % | -0.030 pp | |
| 3.816 % | -0.037 pp | |
| 3.853 % | -0.026 pp | |
| 3.879 % | -0.022 pp | |
| 3.901 % | -0.036 pp | |
| 3.937 % | -0.033 pp | |
| 3.970 % | -0.051 pp | |
| 4.021 % | -0.055 pp | |
| 4.076 % | -0.044 pp | |
| 4.120 % | -0.033 pp | |
| 4.153 % | -0.038 pp | |
| 4.191 % | -0.032 pp | |
| 4.223 % | -0.022 pp | |
| 4.245 % | -0.041 pp | |
| 4.286 % | -0.057 pp | |
| 4.343 % | -0.063 pp | |
| 4.406 % | -0.068 pp | |
| 4.474 % | -0.118 pp | |
| 4.592 % | -0.071 pp | |
| 4.663 % | -0.037 pp | |
| 4.700 % | -0.033 pp | |
| 4.733 % | -0.027 pp | |
| 4.760 % | -0.034 pp | |
| 4.794 % | -0.033 pp | |
| 4.827 % | -0.033 pp | |
| 4.860 % | -0.052 pp | |
| 4.912 % | -0.006 pp | |
| 4.918 % | -0.003 pp | |
| 4.921 % | -0.015 pp | |
| 4.936 % | -0.032 pp | |
| 4.968 % | -0.032 pp | |
| 5.000 % | -0.045 pp | |
| 5.045 % | -0.045 pp | |
| 5.090 % | -0.078 pp | |
| 5.168 % | -0.067 pp | |
| 5.235 % | -0.083 pp | |
| 5.318 % | -0.063 pp | |
| 5.381 % | -0.012 pp | |
| 5.393 % | 0.000 pp | |
| 5.393 % | +0.016 pp | |
| 5.377 % | +0.032 pp | |
| 5.345 % | +0.006 pp | |
| 5.339 % | +0.009 pp | |
| 5.330 % | +0.039 pp | |
| 5.291 % | +0.014 pp | |
| 5.277 % | +0.040 pp | |
| 5.237 % | +0.095 pp | |
| 5.142 % | +0.023 pp | |
| 5.119 % | +0.053 pp | |
| 5.066 % | +0.011 pp | |
| 5.055 % | +0.026 pp | |
| 5.029 % | +0.024 pp | |
| 5.005 % | +0.014 pp | |
| 4.991 % | +0.018 pp | |
| 4.973 % | +0.004 pp | |
| 4.969 % | +0.005 pp | |
| 4.964 % | +0.006 pp | |
| 4.958 % | 0.000 pp | |
| 4.958 % | -0.001 pp | |
| 4.959 % | +0.001 pp | |
| 4.958 % | -0.001 pp | |
| 4.959 % | -0.001 pp | |
| 4.960 % | -0.001 pp | |
| 4.961 % | +0.001 pp | |
| 4.960 % | -0.001 pp | |
| 4.961 % | 0.000 pp | |
| 4.961 % | -0.002 pp | |
| 4.963 % | +0.001 pp | |
| 4.962 % | -0.002 pp | |
| 4.964 % | -0.001 pp | |
| 4.965 % | 0.000 pp | |
| 4.965 % | +0.001 pp | |
| 4.964 % | +0.001 pp | |
| 4.963 % | -0.001 pp | |
| 4.964 % | +0.001 pp | |
| 4.963 % | 0.000 pp | |
| 4.963 % | -0.003 pp | |
| 4.966 % | +0.002 pp | |
| 4.964 % | -0.001 pp | |
| 4.965 % | -0.001 pp | |
| 4.966 % | +0.001 pp | |
| 4.965 % | -0.001 pp | |
| 4.966 % | -0.002 pp | |
| 4.968 % | +0.001 pp | |
| 4.967 % | -0.001 pp | |
| 4.968 % | -0.002 pp | |
| 4.970 % | +0.002 pp | |
| 4.968 % | 0.000 pp | |
| 4.968 % | +0.005 pp | |
| 4.963 % | +0.002 pp | |
| 4.961 % | -0.001 pp | |
| 4.962 % | 0.000 pp | |
| 4.962 % | 0.000 pp | |
| 4.962 % | -0.001 pp | |
| 4.963 % | +0.002 pp | |
| 4.961 % | +0.001 pp | |
| 4.960 % | +0.003 pp | |
| 4.957 % | -0.001 pp | |
| 4.958 % | +0.001 pp | |
| 4.957 % | -0.004 pp | |
| 4.961 % | -0.001 pp | |
| 4.962 % | -0.001 pp | |
| 4.963 % | 0.000 pp | |
| 4.963 % | +0.001 pp | |
| 4.962 % | 0.000 pp | |
| 4.962 % | +0.002 pp | |
| 4.960 % | +0.001 pp | |
| 4.959 % | -0.007 pp | |
| 4.966 % | +0.010 pp | |
| 4.956 % | +0.001 pp | |
| 4.955 % | +0.008 pp | |
| 4.947 % | 0.000 pp | |
| 4.947 % | -0.008 pp | |
| 4.955 % | -0.003 pp | |
| 4.958 % | 0.000 pp | |
| 4.958 % | 0.000 pp | |
| 4.958 % | -0.001 pp | |
| 4.959 % | -0.002 pp | |
| 4.961 % | -0.001 pp | |
| 4.962 % | +0.001 pp | |
| 4.961 % | +0.001 pp | |
| 4.960 % | -0.001 pp | |
| 4.961 % | +0.003 pp | |
| 4.958 % | -0.001 pp | |
| 4.959 % | -0.001 pp | |
| 4.960 % | -0.001 pp | |
| 4.961 % | -0.006 pp | |
| 4.967 % | +0.101 pp | |
| 4.866 % | +0.002 pp | |
| 4.864 % | 0.000 pp | |
| 4.864 % | -0.001 pp | |
| 4.865 % | +0.001 pp | |
| 4.864 % | +0.004 pp | |
| 4.860 % | +0.003 pp | |
| 4.857 % | 0.000 pp | |
| 4.857 % | 0.000 pp | |
| 4.857 % | 0.000 pp | |
| 4.857 % | +0.002 pp | |
| 4.855 % | -0.003 pp | |
| 4.858 % | +0.002 pp | |
| 4.856 % | -0.002 pp | |
| 4.858 % | -0.001 pp | |
| 4.859 % | -0.001 pp | |
| 4.860 % | +0.001 pp | |
| 4.859 % | +0.003 pp | |
| 4.856 % | -0.001 pp | |
| 4.857 % | +0.002 pp | |
| 4.855 % | 0.000 pp | |
| 4.855 % | -0.001 pp | |
| 4.856 % | -0.001 pp | |
| 4.857 % | 0.000 pp | |
| 4.857 % | +0.002 pp | |
| 4.855 % | -0.002 pp | |
| 4.857 % | 0.000 pp | |
| 4.857 % | +0.009 pp | |
| 4.848 % | +0.001 pp | |
| 4.847 % | +0.010 pp | |
| 4.837 % | +0.008 pp | |
| 4.829 % | +0.009 pp | |
| 4.820 % | +0.015 pp | |
| 4.805 % | +0.011 pp | |
| 4.794 % | +0.010 pp | |
| 4.784 % | +0.010 pp | |
| 4.774 % | +0.010 pp | |
| 4.764 % | +0.011 pp | |
| 4.753 % | +0.006 pp | |
| 4.747 % | +0.003 pp | |
| 4.744 % | 0.000 pp | |
| 4.744 % | +0.002 pp | |
| 4.742 % | 0.000 pp | |
| 4.742 % | +0.001 pp | |
| 4.741 % | 0.000 pp | |
| 4.741 % | +0.005 pp | |
| 4.736 % | +0.005 pp | |
| 4.731 % | +0.004 pp | |
| 4.727 % | -0.004 pp | |
| 4.731 % | +0.003 pp | |
| 4.728 % | +0.010 pp | |
| 4.718 % | +0.019 pp | |
| 4.699 % | +0.025 pp | |
| 4.674 % | +0.010 pp | |
| 4.664 % | +0.010 pp | |
| 4.654 % | +0.002 pp | |
| 4.652 % | +0.035 pp | |
| 4.617 % | +0.011 pp | |
| 4.606 % | +0.001 pp | |
| 4.605 % | +0.008 pp | |
| 4.597 % | +0.039 pp | |
| 4.558 % | +0.061 pp | |
| 4.497 % | +0.068 pp | |
| 4.429 % | +0.028 pp | |
| 4.401 % | +0.010 pp | |
| 4.391 % | +0.008 pp | |
| 4.383 % | -0.001 pp | |
| 4.384 % | -0.003 pp | |
| 4.387 % | +0.001 pp | |
| 4.386 % | +0.004 pp | |
| 4.382 % | +0.003 pp | |
| 4.379 % | +0.005 pp | |
| 4.374 % | +0.001 pp | |
| 4.373 % | +0.007 pp | |
| 4.366 % | +0.006 pp | |
| 4.360 % | +0.002 pp | |
| 4.358 % | +0.003 pp | |
| 4.355 % | +0.013 pp | |
| 4.342 % | +0.002 pp | |
| 4.340 % | +0.006 pp | |
| 4.334 % | 0.000 pp | |
| 4.334 % | +0.003 pp | |
| 4.331 % | -0.022 pp | |
| 4.353 % | -0.006 pp | |
| 4.359 % | -0.013 pp | |
| 4.372 % | +0.004 pp | |
| 4.368 % | +0.001 pp | |
| 4.367 % | -0.007 pp | |
| 4.374 % | -0.007 pp | |
| 4.381 % | -0.002 pp | |
| 4.383 % | +0.005 pp | |
| 4.378 % | -0.005 pp | |
| 4.383 % | +0.081 pp | |
| 4.302 % | +0.014 pp | |
| 4.288 % | -0.042 pp | |
| 4.330 % | -0.063 pp | |
| 4.393 % | -0.018 pp | |
| 4.411 % | -0.035 pp | |
| 4.446 % | -0.063 pp | |
| 4.509 % | -0.032 pp | |
| 4.541 % | -0.017 pp | |
| 4.558 % | -0.018 pp | |
| 4.576 % | -0.015 pp | |
| 4.591 % | -0.006 pp | |
| 4.597 % | -0.001 pp | |
| 4.598 % | -0.018 pp | |
| 4.616 % | -0.014 pp | |
| 4.630 % | -0.014 pp | |
| 4.644 % | -0.021 pp | |
| 4.665 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 3-month Euribor in 2008?
4.644 %. The low was 2.892 % on 31 December 2008 and the high 5.393 % on 8 October 2008.