12-month Euribor in 2009
In 2009 the 12-month Euribor averaged 1.610 %. It started the year at 3.025 %, ended at 1.248 %, and moved between a low of 1.222 % (16 November 2009) and a high of 3.025 % (2 January 2009). Compared with 2008, the yearly average was down -3.216 pp.
The table lists every monthly average of 2009, which is the figure most mortgage contracts use for a revision, followed by the daily fixings that make up those averages. Values before 2006 are the ECB's official monthly averages, because daily fixings from the Bank of Finland series start in January 2006.
In 2009 the monthly averages of the 12-month Euribor were: January 2.622 %, February 2.135 %, March 1.909 %, April 1.771 %, May 1.644 %, June 1.610 %, July 1.412 %, August 1.334 %, September 1.261 %, October 1.243 %, November 1.231 %, December 1.242 %.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
2009
Source: Bank of Finland. Published with a 24-hour delay.
Months
| Month | Average | Low | High | First | Last | Days | ECB avg |
|---|---|---|---|---|---|---|---|
| January | 2.622 % | 2.273 % | 3.025 % | 3.025 % | 2.273 % | 21 | 2.622 % |
| February | 2.135 % | 2.033 % | 2.259 % | 2.259 % | 2.033 % | 20 | 2.135 % |
| March | 1.909 % | 1.812 % | 2.025 % | 2.025 % | 1.812 % | 22 | 1.909 % |
| April | 1.771 % | 1.728 % | 1.804 % | 1.801 % | 1.728 % | 20 | 1.771 % |
| May | 1.644 % | 1.595 % | 1.718 % | 1.718 % | 1.631 % | 20 | 1.644 % |
| June | 1.610 % | 1.504 % | 1.675 % | 1.626 % | 1.504 % | 22 | 1.610 % |
| July | 1.412 % | 1.355 % | 1.497 % | 1.497 % | 1.355 % | 23 | 1.412 % |
| August | 1.334 % | 1.304 % | 1.354 % | 1.346 % | 1.304 % | 21 | 1.334 % |
| September | 1.261 % | 1.235 % | 1.302 % | 1.302 % | 1.236 % | 22 | 1.261 % |
| October | 1.243 % | 1.225 % | 1.258 % | 1.237 % | 1.237 % | 22 | 1.243 % |
| November | 1.231 % | 1.222 % | 1.238 % | 1.237 % | 1.234 % | 21 | 1.231 % |
| December | 1.242 % | 1.235 % | 1.248 % | 1.236 % | 1.248 % | 22 | 1.242 % |
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.248 % | +0.001 pp | |
| 1.247 % | +0.002 pp | |
| 1.245 % | +0.004 pp | |
| 1.241 % | 0.000 pp | |
| 1.241 % | +0.002 pp | |
| 1.239 % | -0.002 pp | |
| 1.241 % | +0.001 pp | |
| 1.240 % | 0.000 pp | |
| 1.240 % | -0.002 pp | |
| 1.242 % | -0.004 pp | |
| 1.246 % | -0.002 pp | |
| 1.248 % | +0.001 pp | |
| 1.247 % | +0.002 pp | |
| 1.245 % | +0.002 pp | |
| 1.243 % | +0.001 pp | |
| 1.242 % | 0.000 pp | |
| 1.242 % | -0.003 pp | |
| 1.245 % | +0.006 pp | |
| 1.239 % | -0.002 pp | |
| 1.241 % | +0.006 pp | |
| 1.235 % | -0.001 pp | |
| 1.236 % | +0.002 pp | |
| 1.234 % | +0.002 pp | |
| 1.232 % | -0.004 pp | |
| 1.236 % | +0.001 pp | |
| 1.235 % | +0.004 pp | |
| 1.231 % | -0.002 pp | |
| 1.233 % | +0.009 pp | |
| 1.224 % | 0.000 pp | |
| 1.224 % | 0.000 pp | |
| 1.224 % | +0.001 pp | |
| 1.223 % | +0.001 pp | |
| 1.222 % | -0.002 pp | |
| 1.224 % | -0.002 pp | |
| 1.226 % | -0.004 pp | |
| 1.230 % | +0.001 pp | |
| 1.229 % | -0.002 pp | |
| 1.231 % | -0.005 pp | |
| 1.236 % | -0.001 pp | |
| 1.237 % | -0.001 pp | |
| 1.238 % | +0.002 pp | |
| 1.236 % | -0.001 pp | |
| 1.237 % | 0.000 pp | |
| 1.237 % | +0.002 pp | |
| 1.235 % | -0.003 pp | |
| 1.238 % | -0.008 pp | |
| 1.246 % | -0.005 pp | |
| 1.251 % | -0.003 pp | |
| 1.254 % | +0.001 pp | |
| 1.253 % | -0.001 pp | |
| 1.254 % | 0.000 pp | |
| 1.254 % | -0.004 pp | |
| 1.258 % | +0.007 pp | |
| 1.251 % | +0.004 pp | |
| 1.247 % | +0.004 pp | |
| 1.243 % | -0.004 pp | |
| 1.247 % | 0.000 pp | |
| 1.247 % | +0.009 pp | |
| 1.238 % | +0.009 pp | |
| 1.229 % | +0.004 pp | |
| 1.225 % | -0.004 pp | |
| 1.229 % | -0.001 pp | |
| 1.230 % | -0.005 pp | |
| 1.235 % | -0.002 pp | |
| 1.237 % | +0.001 pp | |
| 1.236 % | 0.000 pp | |
| 1.236 % | +0.001 pp | |
| 1.235 % | -0.003 pp | |
| 1.238 % | -0.004 pp | |
| 1.242 % | -0.005 pp | |
| 1.247 % | -0.004 pp | |
| 1.251 % | -0.001 pp | |
| 1.252 % | -0.002 pp | |
| 1.254 % | -0.002 pp | |
| 1.256 % | +0.004 pp | |
| 1.252 % | -0.004 pp | |
| 1.256 % | +0.001 pp | |
| 1.255 % | -0.003 pp | |
| 1.258 % | -0.003 pp | |
| 1.261 % | -0.006 pp | |
| 1.267 % | -0.007 pp | |
| 1.274 % | -0.009 pp | |
| 1.283 % | -0.007 pp | |
| 1.290 % | -0.008 pp | |
| 1.298 % | -0.002 pp | |
| 1.300 % | -0.002 pp | |
| 1.302 % | -0.002 pp | |
| 1.304 % | -0.007 pp | |
| 1.311 % | -0.004 pp | |
| 1.315 % | -0.004 pp | |
| 1.319 % | -0.003 pp | |
| 1.322 % | -0.004 pp | |
| 1.326 % | +0.002 pp | |
| 1.324 % | -0.004 pp | |
| 1.328 % | -0.002 pp | |
| 1.330 % | -0.004 pp | |
| 1.334 % | -0.001 pp | |
| 1.335 % | -0.007 pp | |
| 1.342 % | -0.002 pp | |
| 1.344 % | -0.006 pp | |
| 1.350 % | -0.003 pp | |
| 1.353 % | -0.001 pp | |
| 1.354 % | +0.006 pp | |
| 1.348 % | +0.002 pp | |
| 1.346 % | +0.001 pp | |
| 1.345 % | +0.001 pp | |
| 1.344 % | -0.002 pp | |
| 1.346 % | -0.009 pp | |
| 1.355 % | -0.009 pp | |
| 1.364 % | -0.003 pp | |
| 1.367 % | -0.006 pp | |
| 1.373 % | -0.004 pp | |
| 1.377 % | -0.001 pp | |
| 1.378 % | -0.001 pp | |
| 1.379 % | -0.002 pp | |
| 1.381 % | -0.001 pp | |
| 1.382 % | -0.007 pp | |
| 1.389 % | -0.006 pp | |
| 1.395 % | -0.014 pp | |
| 1.409 % | -0.004 pp | |
| 1.413 % | -0.006 pp | |
| 1.419 % | -0.007 pp | |
| 1.426 % | -0.007 pp | |
| 1.433 % | -0.003 pp | |
| 1.436 % | -0.004 pp | |
| 1.440 % | -0.012 pp | |
| 1.452 % | -0.004 pp | |
| 1.456 % | -0.012 pp | |
| 1.468 % | -0.018 pp | |
| 1.486 % | -0.011 pp | |
| 1.497 % | -0.007 pp | |
| 1.504 % | -0.006 pp | |
| 1.510 % | -0.005 pp | |
| 1.515 % | -0.017 pp | |
| 1.532 % | -0.038 pp | |
| 1.570 % | -0.015 pp | |
| 1.585 % | -0.012 pp | |
| 1.597 % | -0.012 pp | |
| 1.609 % | -0.010 pp | |
| 1.619 % | -0.010 pp | |
| 1.629 % | -0.009 pp | |
| 1.638 % | -0.011 pp | |
| 1.649 % | -0.010 pp | |
| 1.659 % | -0.007 pp | |
| 1.666 % | -0.006 pp | |
| 1.672 % | -0.003 pp | |
| 1.675 % | +0.003 pp | |
| 1.672 % | +0.029 pp | |
| 1.643 % | +0.022 pp | |
| 1.621 % | +0.006 pp | |
| 1.615 % | -0.009 pp | |
| 1.624 % | -0.002 pp | |
| 1.626 % | -0.005 pp | |
| 1.631 % | -0.010 pp | |
| 1.641 % | +0.003 pp | |
| 1.638 % | +0.006 pp | |
| 1.632 % | +0.001 pp | |
| 1.631 % | +0.009 pp | |
| 1.622 % | +0.009 pp | |
| 1.613 % | +0.007 pp | |
| 1.606 % | +0.011 pp | |
| 1.595 % | -0.007 pp | |
| 1.602 % | -0.008 pp | |
| 1.610 % | -0.013 pp | |
| 1.623 % | -0.013 pp | |
| 1.636 % | -0.011 pp | |
| 1.647 % | -0.008 pp | |
| 1.655 % | -0.021 pp | |
| 1.676 % | -0.023 pp | |
| 1.699 % | -0.005 pp | |
| 1.704 % | -0.006 pp | |
| 1.710 % | -0.008 pp | |
| 1.718 % | -0.010 pp | |
| 1.728 % | -0.006 pp | |
| 1.734 % | -0.009 pp | |
| 1.743 % | -0.011 pp | |
| 1.754 % | -0.010 pp | |
| 1.764 % | -0.005 pp | |
| 1.769 % | +0.003 pp | |
| 1.766 % | -0.002 pp | |
| 1.768 % | 0.000 pp | |
| 1.768 % | +0.007 pp | |
| 1.761 % | -0.001 pp | |
| 1.762 % | -0.006 pp | |
| 1.768 % | -0.006 pp | |
| 1.774 % | -0.008 pp | |
| 1.782 % | -0.003 pp | |
| 1.785 % | -0.011 pp | |
| 1.796 % | -0.006 pp | |
| 1.802 % | -0.002 pp | |
| 1.804 % | +0.013 pp | |
| 1.791 % | -0.010 pp | |
| 1.801 % | -0.011 pp | |
| 1.812 % | -0.012 pp | |
| 1.824 % | -0.014 pp | |
| 1.838 % | -0.011 pp | |
| 1.849 % | -0.004 pp | |
| 1.853 % | -0.004 pp | |
| 1.857 % | 0.000 pp | |
| 1.857 % | -0.009 pp | |
| 1.866 % | -0.011 pp | |
| 1.877 % | -0.024 pp | |
| 1.901 % | -0.008 pp | |
| 1.909 % | -0.010 pp | |
| 1.919 % | -0.004 pp | |
| 1.923 % | -0.008 pp | |
| 1.931 % | -0.001 pp | |
| 1.932 % | -0.007 pp | |
| 1.939 % | -0.008 pp | |
| 1.947 % | -0.010 pp | |
| 1.957 % | -0.024 pp | |
| 1.981 % | -0.012 pp | |
| 1.993 % | -0.013 pp | |
| 2.006 % | -0.019 pp | |
| 2.025 % | -0.008 pp | |
| 2.033 % | -0.010 pp | |
| 2.043 % | -0.011 pp | |
| 2.054 % | -0.008 pp | |
| 2.062 % | -0.012 pp | |
| 2.074 % | 0.000 pp | |
| 2.074 % | -0.011 pp | |
| 2.085 % | +0.002 pp | |
| 2.083 % | -0.013 pp | |
| 2.096 % | -0.022 pp | |
| 2.118 % | -0.015 pp | |
| 2.133 % | -0.013 pp | |
| 2.146 % | -0.019 pp | |
| 2.165 % | -0.012 pp | |
| 2.177 % | -0.015 pp | |
| 2.192 % | -0.017 pp | |
| 2.209 % | -0.014 pp | |
| 2.223 % | -0.013 pp | |
| 2.236 % | -0.010 pp | |
| 2.246 % | -0.013 pp | |
| 2.259 % | -0.014 pp | |
| 2.273 % | -0.021 pp | |
| 2.294 % | -0.024 pp | |
| 2.318 % | -0.017 pp | |
| 2.335 % | -0.012 pp | |
| 2.347 % | -0.032 pp | |
| 2.379 % | -0.047 pp | |
| 2.426 % | -0.048 pp | |
| 2.474 % | -0.057 pp | |
| 2.531 % | -0.041 pp | |
| 2.572 % | -0.043 pp | |
| 2.615 % | -0.036 pp | |
| 2.651 % | -0.049 pp | |
| 2.700 % | -0.038 pp | |
| 2.738 % | -0.044 pp | |
| 2.782 % | -0.052 pp | |
| 2.834 % | -0.048 pp | |
| 2.882 % | -0.042 pp | |
| 2.924 % | -0.035 pp | |
| 2.959 % | -0.036 pp | |
| 2.995 % | -0.030 pp | |
| 3.025 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What was the average 12-month Euribor in 2009?
1.610 %. The low was 1.222 % on 16 November 2009 and the high 3.025 % on 2 January 2009.