6-month Euribor – August 2025

Average · complete
2.084 %
vs previous month
up +0.029 pp
Low / High
2.057 % / 2.112 %
First → Last
2.070 % → 2.074 %
ECB avg
2.084 %

The average 6-month Euribor for August 2025 is 2.084 %, computed from 21 daily fixings (complete). The month opened at 2.070 %, closed at 2.074 %, with a low of 2.057 % and a high of 2.112 %. Versus July 2025 the average is up +0.029 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in August on the 6-month Euribor plus 1 pp would pay 3.08 % for the coming period.

Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

2.084 % + 1.00 pp = 3.08 %
Monthly payment
€838
At the previous revision (2.055 %)
€836
+€2 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

August 2025

6-month Euribor August 2025: average 2.084 %2.062.082.100108152229

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Date

DateRateChange
2.074 %+0.005 pp
2.069 %+0.007 pp
2.062 %-0.002 pp
2.064 %-0.006 pp
2.070 %+0.013 pp
2.057 %-0.020 pp
2.077 %-0.016 pp
2.093 %-0.016 pp
2.109 %-0.002 pp
2.111 %0.000 pp
2.111 %-0.001 pp
2.112 %+0.012 pp
2.100 %+0.002 pp
2.098 %+0.013 pp
2.085 %+0.002 pp
2.083 %-0.004 pp
2.087 %-0.002 pp
2.089 %+0.014 pp
2.075 %-0.002 pp
2.077 %+0.007 pp
2.070 %

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Frequently asked questions

What is the 6-month Euribor average for August 2025?

2.084 %, computed from 21 daily fixings. The ECB's official monthly average is 2.084 %.

My mortgage revises with the August average – what rate applies?

Reference 2.084 % plus your contractual spread; with a 1 pp spread the new rate is 3.08 %. Check whether your contract uses the previous month or the month before that.

Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026