6-month Euribor – September 2025

Average · complete
2.102 %
vs previous month
up +0.018 pp
Low / High
2.083 % / 2.123 %
First → Last
2.086 % → 2.096 %
ECB avg
2.102 %

The average 6-month Euribor for September 2025 is 2.102 %, computed from 22 daily fixings (complete). The month opened at 2.086 %, closed at 2.096 %, with a low of 2.083 % and a high of 2.123 %. Versus August 2025 the average is up +0.018 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in September on the 6-month Euribor plus 1 pp would pay 3.10 % for the coming period.

Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

2.102 % + 1.00 pp = 3.10 %
Monthly payment
€840
At the previous revision (2.084 %)
€838
+€1 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

September 2025

6-month Euribor September 2025: average 2.102 %2.052.102.150108152229

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Date

DateRateChange
2.096 %-0.013 pp
2.109 %-0.014 pp
2.123 %+0.014 pp
2.109 %+0.006 pp
2.103 %+0.006 pp
2.097 %-0.012 pp
2.109 %+0.002 pp
2.107 %+0.009 pp
2.098 %+0.015 pp
2.083 %-0.004 pp
2.087 %-0.014 pp
2.101 %-0.007 pp
2.108 %-0.011 pp
2.119 %+0.005 pp
2.114 %+0.008 pp
2.106 %+0.001 pp
2.105 %+0.005 pp
2.100 %-0.003 pp
2.103 %+0.004 pp
2.099 %+0.010 pp
2.089 %+0.003 pp
2.086 %

Source: official ECB / Eurosystem data. Published with a 24-hour delay.

Frequently asked questions

What is the 6-month Euribor average for September 2025?

2.102 %, computed from 22 daily fixings. The ECB's official monthly average is 2.102 %.

My mortgage revises with the September average – what rate applies?

Reference 2.102 % plus your contractual spread; with a 1 pp spread the new rate is 3.10 %. Check whether your contract uses the previous month or the month before that.

Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026