6-month Euribor – March 2022
The average 6-month Euribor for March 2022 is -0.418 %, computed from 23 daily fixings (complete). The month opened at -0.496 %, closed at -0.367 %, with a low of -0.502 % and a high of -0.367 %. Versus February 2022 the average is up +0.058 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 6-month Euribor plus 1 pp would pay 0.58 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
March 2022
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| -0.367 % | +0.004 pp | |
| -0.371 % | +0.010 pp | |
| -0.381 % | +0.007 pp | |
| -0.388 % | +0.004 pp | |
| -0.392 % | +0.005 pp | |
| -0.397 % | -0.005 pp | |
| -0.392 % | +0.001 pp | |
| -0.393 % | -0.002 pp | |
| -0.391 % | +0.002 pp | |
| -0.393 % | +0.009 pp | |
| -0.402 % | -0.009 pp | |
| -0.393 % | +0.014 pp | |
| -0.407 % | +0.006 pp | |
| -0.413 % | +0.001 pp | |
| -0.414 % | +0.013 pp | |
| -0.427 % | -0.003 pp | |
| -0.424 % | +0.019 pp | |
| -0.443 % | +0.010 pp | |
| -0.453 % | +0.029 pp | |
| -0.482 % | +0.003 pp | |
| -0.485 % | +0.017 pp | |
| -0.502 % | -0.006 pp | |
| -0.496 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for March 2022?
-0.418 %, computed from 23 daily fixings. The ECB's official monthly average is -0.418 %.
My mortgage revises with the March average – what rate applies?
Reference -0.418 % plus your contractual spread; with a 1 pp spread the new rate is 0.58 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026