6-month Euribor – April 2022
The average 6-month Euribor for April 2022 is -0.311 %, computed from 19 daily fixings (complete). The month opened at -0.362 %, closed at -0.226 %, with a low of -0.375 % and a high of -0.226 %. Versus March 2022 the average is up +0.107 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in April on the 6-month Euribor plus 1 pp would pay 0.69 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
April 2022
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| -0.226 % | +0.016 pp | |
| -0.242 % | +0.009 pp | |
| -0.251 % | -0.005 pp | |
| -0.246 % | -0.007 pp | |
| -0.239 % | +0.029 pp | |
| -0.268 % | +0.042 pp | |
| -0.310 % | +0.022 pp | |
| -0.332 % | +0.001 pp | |
| -0.333 % | -0.016 pp | |
| -0.317 % | +0.011 pp | |
| -0.328 % | -0.008 pp | |
| -0.320 % | +0.014 pp | |
| -0.334 % | +0.016 pp | |
| -0.350 % | +0.005 pp | |
| -0.355 % | +0.006 pp | |
| -0.361 % | +0.014 pp | |
| -0.375 % | -0.017 pp | |
| -0.358 % | +0.004 pp | |
| -0.362 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for April 2022?
-0.311 %, computed from 19 daily fixings. The ECB's official monthly average is -0.311 %.
My mortgage revises with the April average – what rate applies?
Reference -0.311 % plus your contractual spread; with a 1 pp spread the new rate is 0.69 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026