6-month Euribor – May 2022
The average 6-month Euribor for May 2022 is -0.144 %, computed from 22 daily fixings (complete). The month opened at -0.204 %, closed at -0.045 %, with a low of -0.211 % and a high of -0.045 %. Versus April 2022 the average is up +0.167 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in May on the 6-month Euribor plus 1 pp would pay 0.86 % for the coming period.
Every number on this page is an official published fixing, not an estimate: daily values are the Euribor fixings as published in the ECB / Eurosystem's official statistics, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are refreshed every business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
May 2022
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| -0.045 % | +0.023 pp | |
| -0.068 % | +0.008 pp | |
| -0.076 % | -0.015 pp | |
| -0.061 % | +0.001 pp | |
| -0.062 % | +0.011 pp | |
| -0.073 % | +0.012 pp | |
| -0.085 % | -0.007 pp | |
| -0.078 % | +0.018 pp | |
| -0.096 % | +0.030 pp | |
| -0.126 % | +0.040 pp | |
| -0.166 % | +0.026 pp | |
| -0.192 % | +0.017 pp | |
| -0.209 % | +0.002 pp | |
| -0.211 % | -0.003 pp | |
| -0.208 % | -0.006 pp | |
| -0.202 % | -0.019 pp | |
| -0.183 % | +0.023 pp | |
| -0.206 % | 0.000 pp | |
| -0.206 % | -0.001 pp | |
| -0.205 % | -0.007 pp | |
| -0.198 % | +0.006 pp | |
| -0.204 % | – |
Source: official ECB / Eurosystem data. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for May 2022?
-0.144 %, computed from 22 daily fixings. The ECB's official monthly average is -0.144 %.
My mortgage revises with the May average – what rate applies?
Reference -0.144 % plus your contractual spread; with a 1 pp spread the new rate is 0.86 %. Check whether your contract uses the previous month or the month before that.
Source: official ECB / Eurosystem data. Published with a 24-hour delay. 07/09/2026