6-month Euribor – February 2025
The average 6-month Euribor for February 2025 is 2.460 %, computed from 20 daily fixings (complete). The month opened at 2.536 %, closed at 2.355 %, with a low of 2.355 % and a high of 2.536 %. Versus January 2025 the average is down -0.155 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in February on the 6-month Euribor plus 1 pp would pay 3.46 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
February 2025
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.355 % | -0.034 pp | |
| 2.389 % | 0.000 pp | |
| 2.389 % | -0.018 pp | |
| 2.407 % | -0.014 pp | |
| 2.421 % | -0.026 pp | |
| 2.447 % | -0.013 pp | |
| 2.460 % | -0.014 pp | |
| 2.474 % | -0.010 pp | |
| 2.484 % | -0.005 pp | |
| 2.489 % | -0.025 pp | |
| 2.514 % | +0.007 pp | |
| 2.507 % | +0.021 pp | |
| 2.486 % | +0.005 pp | |
| 2.481 % | +0.013 pp | |
| 2.468 % | 0.000 pp | |
| 2.468 % | +0.002 pp | |
| 2.466 % | -0.010 pp | |
| 2.476 % | +0.001 pp | |
| 2.475 % | -0.061 pp | |
| 2.536 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for February 2025?
2.460 %, computed from 20 daily fixings. The ECB's official monthly average is 2.460 %.
My mortgage revises with the February average – what rate applies?
Reference 2.460 % plus your contractual spread; with a 1 pp spread the new rate is 3.46 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026