6-month Euribor – November 2024
The average 6-month Euribor for November 2024 is 2.788 %, computed from 21 daily fixings (complete). The month opened at 2.912 %, closed at 2.695 %, with a low of 2.676 % and a high of 2.923 %. Versus October 2024 the average is down -0.214 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in November on the 6-month Euribor plus 1 pp would pay 3.79 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
November 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.695 % | -0.013 pp | |
| 2.708 % | +0.014 pp | |
| 2.694 % | +0.018 pp | |
| 2.676 % | -0.035 pp | |
| 2.711 % | -0.059 pp | |
| 2.770 % | -0.008 pp | |
| 2.778 % | +0.017 pp | |
| 2.761 % | +0.018 pp | |
| 2.743 % | +0.008 pp | |
| 2.735 % | -0.013 pp | |
| 2.748 % | -0.017 pp | |
| 2.765 % | -0.014 pp | |
| 2.779 % | -0.018 pp | |
| 2.797 % | -0.034 pp | |
| 2.831 % | +0.009 pp | |
| 2.822 % | -0.036 pp | |
| 2.858 % | -0.058 pp | |
| 2.916 % | -0.007 pp | |
| 2.923 % | +0.007 pp | |
| 2.916 % | +0.004 pp | |
| 2.912 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for November 2024?
2.788 %, computed from 21 daily fixings. The ECB's official monthly average is 2.788 %.
My mortgage revises with the November average – what rate applies?
Reference 2.788 % plus your contractual spread; with a 1 pp spread the new rate is 3.79 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026