6-month Euribor – October 2024
The average 6-month Euribor for October 2024 is 3.002 %, computed from 23 daily fixings (complete). The month opened at 3.092 %, closed at 2.864 %, with a low of 2.864 % and a high of 3.092 %. Versus September 2024 the average is down -0.256 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in October on the 6-month Euribor plus 1 pp would pay 4.00 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
October 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 2.864 % | -0.003 pp | |
| 2.867 % | -0.019 pp | |
| 2.886 % | -0.019 pp | |
| 2.905 % | +0.011 pp | |
| 2.894 % | -0.026 pp | |
| 2.920 % | -0.052 pp | |
| 2.972 % | +0.018 pp | |
| 2.954 % | -0.018 pp | |
| 2.972 % | -0.056 pp | |
| 3.028 % | -0.008 pp | |
| 3.036 % | -0.011 pp | |
| 3.047 % | -0.010 pp | |
| 3.057 % | -0.005 pp | |
| 3.062 % | -0.002 pp | |
| 3.064 % | +0.009 pp | |
| 3.055 % | +0.008 pp | |
| 3.047 % | -0.011 pp | |
| 3.058 % | +0.010 pp | |
| 3.048 % | +0.002 pp | |
| 3.046 % | -0.025 pp | |
| 3.071 % | -0.021 pp | |
| 3.092 % | 0.000 pp | |
| 3.092 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for October 2024?
3.002 %, computed from 23 daily fixings. The ECB's official monthly average is 3.002 %.
My mortgage revises with the October average – what rate applies?
Reference 3.002 % plus your contractual spread; with a 1 pp spread the new rate is 4.00 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026