6-month Euribor – March 2024

Average · complete
3.893 %
vs previous month
down -0.008 pp
Low / High
3.851 % / 3.921 %
First → Last
3.912 % → 3.851 %
ECB avg
3.895 %

The average 6-month Euribor for March 2024 is 3.893 %, computed from 21 daily fixings (complete). The month opened at 3.912 %, closed at 3.851 %, with a low of 3.851 % and a high of 3.921 %. Versus February 2024 the average is down -0.008 pp.

Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in March on the 6-month Euribor plus 1 pp would pay 4.89 % for the coming period.

Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.

What does it mean for a mortgage?

3.893 % + 1.00 pp = 4.89 %
Monthly payment
€981
At the previous revision (3.901 %)
€982
-€1 / month

Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.

March 2024

6-month Euribor March 2024: average 3.893 %3.853.883.903.920108152229

Source: Bank of Finland. Published with a 24-hour delay.

Date

DateRateChange
3.851 %0.000 pp
3.851 %-0.011 pp
3.862 %+0.004 pp
3.858 %+0.003 pp
3.855 %-0.019 pp
3.874 %-0.028 pp
3.902 %-0.004 pp
3.906 %-0.003 pp
3.909 %-0.006 pp
3.915 %+0.007 pp
3.908 %+0.005 pp
3.903 %+0.011 pp
3.892 %-0.013 pp
3.905 %+0.013 pp
3.892 %-0.010 pp
3.902 %-0.010 pp
3.912 %+0.010 pp
3.902 %-0.019 pp
3.921 %+0.006 pp
3.915 %+0.003 pp
3.912 %

Source: Bank of Finland. Published with a 24-hour delay.

Frequently asked questions

What is the 6-month Euribor average for March 2024?

3.893 %, computed from 21 daily fixings. The ECB's official monthly average is 3.895 %.

My mortgage revises with the March average – what rate applies?

Reference 3.893 % plus your contractual spread; with a 1 pp spread the new rate is 4.89 %. Check whether your contract uses the previous month or the month before that.

Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026