6-month Euribor – April 2024
The average 6-month Euribor for April 2024 is 3.839 %, computed from 22 daily fixings (complete). The month opened at 3.851 %, closed at 3.795 %, with a low of 3.795 % and a high of 3.868 %. Versus March 2024 the average is down -0.054 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in April on the 6-month Euribor plus 1 pp would pay 4.84 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
April 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.795 % | -0.020 pp | |
| 3.815 % | -0.020 pp | |
| 3.835 % | +0.010 pp | |
| 3.825 % | -0.008 pp | |
| 3.833 % | -0.011 pp | |
| 3.844 % | -0.006 pp | |
| 3.850 % | +0.004 pp | |
| 3.846 % | +0.003 pp | |
| 3.843 % | +0.001 pp | |
| 3.842 % | 0.000 pp | |
| 3.842 % | +0.022 pp | |
| 3.820 % | -0.045 pp | |
| 3.865 % | +0.003 pp | |
| 3.862 % | +0.032 pp | |
| 3.830 % | -0.038 pp | |
| 3.868 % | +0.022 pp | |
| 3.846 % | +0.012 pp | |
| 3.834 % | -0.010 pp | |
| 3.844 % | +0.022 pp | |
| 3.822 % | -0.020 pp | |
| 3.842 % | -0.009 pp | |
| 3.851 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for April 2024?
3.839 %, computed from 22 daily fixings. The ECB's official monthly average is 3.838 %.
My mortgage revises with the April average – what rate applies?
Reference 3.839 % plus your contractual spread; with a 1 pp spread the new rate is 4.84 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026