6-month Euribor – August 2024
The average 6-month Euribor for August 2024 is 3.425 %, computed from 22 daily fixings (complete). The month opened at 3.563 %, closed at 3.360 %, with a low of 3.360 % and a high of 3.563 %. Versus July 2024 the average is down -0.219 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in August on the 6-month Euribor plus 1 pp would pay 4.42 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
August 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.360 % | -0.016 pp | |
| 3.376 % | -0.015 pp | |
| 3.391 % | +0.006 pp | |
| 3.385 % | -0.016 pp | |
| 3.401 % | +0.019 pp | |
| 3.382 % | -0.026 pp | |
| 3.408 % | -0.002 pp | |
| 3.410 % | +0.003 pp | |
| 3.407 % | -0.001 pp | |
| 3.408 % | +0.041 pp | |
| 3.367 % | -0.008 pp | |
| 3.375 % | -0.023 pp | |
| 3.398 % | -0.043 pp | |
| 3.441 % | -0.004 pp | |
| 3.445 % | +0.008 pp | |
| 3.437 % | -0.051 pp | |
| 3.488 % | +0.026 pp | |
| 3.462 % | +0.065 pp | |
| 3.397 % | -0.097 pp | |
| 3.494 % | -0.059 pp | |
| 3.553 % | -0.010 pp | |
| 3.563 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for August 2024?
3.425 %, computed from 22 daily fixings. The ECB's official monthly average is 3.425 %.
My mortgage revises with the August average – what rate applies?
Reference 3.425 % plus your contractual spread; with a 1 pp spread the new rate is 4.42 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026