6-month Euribor – September 2024
The average 6-month Euribor for September 2024 is 3.258 %, computed from 21 daily fixings (complete). The month opened at 3.351 %, closed at 3.105 %, with a low of 3.105 % and a high of 3.381 %. Versus August 2024 the average is down -0.167 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in September on the 6-month Euribor plus 1 pp would pay 4.26 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
September 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.105 % | -0.047 pp | |
| 3.152 % | -0.010 pp | |
| 3.162 % | +0.007 pp | |
| 3.155 % | -0.041 pp | |
| 3.196 % | -0.016 pp | |
| 3.212 % | +0.028 pp | |
| 3.184 % | -0.039 pp | |
| 3.223 % | -0.016 pp | |
| 3.239 % | -0.029 pp | |
| 3.268 % | -0.017 pp | |
| 3.285 % | +0.014 pp | |
| 3.271 % | +0.006 pp | |
| 3.265 % | -0.011 pp | |
| 3.276 % | -0.017 pp | |
| 3.293 % | -0.014 pp | |
| 3.307 % | -0.039 pp | |
| 3.346 % | -0.018 pp | |
| 3.364 % | -0.015 pp | |
| 3.379 % | -0.002 pp | |
| 3.381 % | +0.030 pp | |
| 3.351 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for September 2024?
3.258 %, computed from 21 daily fixings. The ECB's official monthly average is 3.258 %.
My mortgage revises with the September average – what rate applies?
Reference 3.258 % plus your contractual spread; with a 1 pp spread the new rate is 4.26 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026