6-month Euribor – August 2022
The average 6-month Euribor for August 2022 is 0.837 %, computed from 23 daily fixings (complete). The month opened at 0.654 %, closed at 1.203 %, with a low of 0.652 % and a high of 1.203 %. Versus July 2022 the average is up +0.371 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in August on the 6-month Euribor plus 1 pp would pay 1.84 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
August 2022
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.203 % | +0.010 pp | |
| 1.193 % | +0.116 pp | |
| 1.077 % | +0.094 pp | |
| 0.983 % | -0.001 pp | |
| 0.984 % | +0.037 pp | |
| 0.947 % | +0.021 pp | |
| 0.926 % | +0.018 pp | |
| 0.908 % | +0.046 pp | |
| 0.862 % | +0.036 pp | |
| 0.826 % | +0.073 pp | |
| 0.753 % | +0.018 pp | |
| 0.735 % | -0.010 pp | |
| 0.745 % | -0.021 pp | |
| 0.766 % | +0.002 pp | |
| 0.764 % | -0.010 pp | |
| 0.774 % | +0.037 pp | |
| 0.737 % | +0.008 pp | |
| 0.729 % | +0.051 pp | |
| 0.678 % | -0.011 pp | |
| 0.689 % | +0.022 pp | |
| 0.667 % | +0.015 pp | |
| 0.652 % | -0.002 pp | |
| 0.654 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for August 2022?
0.837 %, computed from 23 daily fixings. The ECB's official monthly average is 0.837 %.
My mortgage revises with the August average – what rate applies?
Reference 0.837 % plus your contractual spread; with a 1 pp spread the new rate is 1.84 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026