6-month Euribor – September 2022
The average 6-month Euribor for September 2022 is 1.596 %, computed from 22 daily fixings (complete). The month opened at 1.240 %, closed at 1.809 %, with a low of 1.240 % and a high of 1.858 %. Versus August 2022 the average is up +0.759 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in September on the 6-month Euribor plus 1 pp would pay 2.60 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
September 2022
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 1.809 % | +0.009 pp | |
| 1.800 % | -0.058 pp | |
| 1.858 % | +0.007 pp | |
| 1.851 % | +0.048 pp | |
| 1.803 % | 0.000 pp | |
| 1.803 % | +0.040 pp | |
| 1.763 % | -0.003 pp | |
| 1.766 % | +0.026 pp | |
| 1.740 % | +0.003 pp | |
| 1.737 % | +0.065 pp | |
| 1.672 % | +0.064 pp | |
| 1.608 % | +0.060 pp | |
| 1.548 % | +0.010 pp | |
| 1.538 % | +0.044 pp | |
| 1.494 % | +0.052 pp | |
| 1.442 % | +0.088 pp | |
| 1.354 % | -0.009 pp | |
| 1.363 % | +0.026 pp | |
| 1.337 % | +0.039 pp | |
| 1.298 % | +0.008 pp | |
| 1.290 % | +0.050 pp | |
| 1.240 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for September 2022?
1.596 %, computed from 22 daily fixings. The ECB's official monthly average is 1.596 %.
My mortgage revises with the September average – what rate applies?
Reference 1.596 % plus your contractual spread; with a 1 pp spread the new rate is 2.60 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026