6-month Euribor – May 2024
The average 6-month Euribor for May 2024 is 3.787 %, computed from 23 daily fixings (complete). The month opened at 3.795 %, closed at 3.745 %, with a low of 3.745 % and a high of 3.828 %. Versus April 2024 the average is down -0.052 pp.
Most variable mortgages in the euro area are revised on the monthly average, not the daily value. A loan that resets in May on the 6-month Euribor plus 1 pp would pay 4.79 % for the coming period.
Every number on this page is a published fixing, not an estimate: daily values come from the Bank of Finland's copy of the Euribor series, monthly averages are the arithmetic mean of those fixings and are cross-checked against the ECB Data Portal, and the tables are rebuilt each business day after the previous day's fixing appears. Tenors use the ACT/360 convention. Where a monthly average differs from the ECB figure by more than a hundredth of a point the methodology page lists the case.
What does it mean for a mortgage?
Annuity formula; assumes the rate applies for the whole remaining term. Your bank may round or use a different convention.
May 2024
Source: Bank of Finland. Published with a 24-hour delay.
Date
| Date | Rate | Change |
|---|---|---|
| 3.745 % | -0.014 pp | |
| 3.759 % | -0.009 pp | |
| 3.768 % | +0.019 pp | |
| 3.749 % | -0.026 pp | |
| 3.775 % | -0.005 pp | |
| 3.780 % | -0.003 pp | |
| 3.783 % | -0.001 pp | |
| 3.784 % | 0.000 pp | |
| 3.784 % | -0.003 pp | |
| 3.787 % | -0.004 pp | |
| 3.791 % | -0.004 pp | |
| 3.795 % | -0.003 pp | |
| 3.798 % | -0.001 pp | |
| 3.799 % | -0.001 pp | |
| 3.800 % | +0.011 pp | |
| 3.789 % | -0.013 pp | |
| 3.802 % | +0.007 pp | |
| 3.795 % | -0.007 pp | |
| 3.802 % | +0.011 pp | |
| 3.791 % | -0.011 pp | |
| 3.802 % | -0.026 pp | |
| 3.828 % | +0.033 pp | |
| 3.795 % | – |
Source: Bank of Finland. Published with a 24-hour delay.
Frequently asked questions
What is the 6-month Euribor average for May 2024?
3.787 %, computed from 23 daily fixings. The ECB's official monthly average is 3.787 %.
My mortgage revises with the May average – what rate applies?
Reference 3.787 % plus your contractual spread; with a 1 pp spread the new rate is 4.79 %. Check whether your contract uses the previous month or the month before that.
Source: Bank of Finland (daily fixings), ECB Data Portal (monthly averages). Published with a 24-hour delay. 07/09/2026